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856 Bellaire Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 856 Bellaire Ct, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,173 sqft · built 1952
Lot Size0.62 acres (27,007 sqft)
Owner2 Company Names on Record
Last Sale$475,000 (Jun 2002)
Tax Bill$9,293 (2025)
Deeds & MortgagesFeb 2026 Transfer
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN481-051-45-00

Property Details

APN / Parcel Number

Primary APN481-051-45-00
Alternative APN
  • 4810514200

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,173 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area27,007 sqft (0.62 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4810514200
Street Address856 BELLAIRE CT
CityEL CAJON
StateCA
Zip92020-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-9
Legal DescriptionPAR 3 DOC99-138611 IN PAR 1&IN TR PM10995
Legal SubdivisionPARCEL MAP NO. 10995
Legal Tract1010995
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3008
Census Tract16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address856 BELLAIRE CT, EL CAJON, CA 92020-2001
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2026Intrafamily Transfer, Transfer
Feb 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2002 · Amount on Record
Deed SaleJun 27, 2002 · Amount on Record
Prior SaleMar 11, 1999 · Amount on Record
Deed Document Number2002545680
Last Transfer DateFeb 5, 2026
Transfer Doc0000035023
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 9, 2026
Property Address856 BELLAIRE CT, EL CAJON, CA 92020-2001
Document Number0000035023
Map ReferenceFILE 81-045263
Instrument DateFeb 5, 2026
Instrument2026-0035023
Transaction TypeTransfer
Record UpdatedFeb 17, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address856 BELLAIRE CT, EL CAJON, CA 92020-2001

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address856 BELLAIRE CT, EL CAJON, CA 92020-2001
Transaction TypeMortgage
Record UpdatedFeb 21, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 BELLAIRE CT, EL CAJON, CA 92020-2001

Mortgage

Document Number0000065496
DateFeb 11, 2022
Instrument2022-0065496
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$715,712 (+2%) Land $301,352 Building $414,360
2025$9,293.00 (+7.88%) Homeowner's exemption$701,680 (+4.04%) Land $295,444 Building $406,236
2023$8,614.00 (+3.88%) Homeowner's exemption$674,434 Land $283,972 Building $390,462
2022$8,292.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1980–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile.

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