856 Ave Taxco, Vista, CA 92084 Property Records

San Diego County property record for 856 Ave Taxco, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1972
Lot Size	0.223 acres (9,700 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Jul 2022)
Tax Bill	$9,733 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`177-260-37-00`

Property Details

APN / Parcel Number

Primary APN	`177-260-37-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	9,700 sqft (0.223 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	856 AVENIDA TAXCO
City	VISTA
State	CA
Zip	92084-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 16 TR 006902
Legal Subdivision	RANCHOS DE VISTA GRANDE
Legal Tract	006902
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19601

Owner

856 Ave Taxco is owned and occupied by two individuals who bought it in July 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 19, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2022	Grant Deed, Transfer · Commercial Mortgage QUANTA FINANCE LLC
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Mar 25, 2019	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Sep 28, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2017	Intrafamily Transfer, Transfer · Line of Credit SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Apr 18, 2022 · Amount on File
Deed Document Number	2022297093
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0000447044
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339

Mortgage

Document Number	0000334829
Date	Nov 25, 2025
Instrument	2025-0334829

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2022
Property Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Document Number	0000297093
Map Reference	MAP 6902
Instrument Date	Jul 12, 2022
Instrument	2022-0297093
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339

Mortgage

Document Number	0000297094
Date	Jul 19, 2022
Instrument	2022-0297094

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2022
Property Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Document Number	0000168668
Map Reference	MB 6902
Instrument Date	Apr 9, 2022
Instrument	2022-0168668
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 HIDDEN MESA RD, EL CAJON, CA 92019-3628
Investor	Possibly a Property Investor

Mortgage

Document Number	0000168669
Date	Apr 18, 2022
Instrument	2022-0168669

Lender

Name	QUANTA FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194214
Date	Apr 16, 2020
Instrument	2020-0194214

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105478
Date	Mar 25, 2019
Instrument	2019-0105478

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	8.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194213
Date	Apr 16, 2020
Instrument	2020-0194213

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	7.87%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Document Number	0000447046
Instrument Date	Sep 7, 2017
Instrument	447046
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	856 AVENIDA TAXCO VISTA CA 920845339, VISTA, CA 92084-5339

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339
Document Number	0000447044
Map Reference	MAP6902
Instrument Date	Sep 7, 2017
Instrument	2017-0447044
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	856 AVENIDA TAXCO, VISTA, CA 92084-5339

Mortgage

Document Number	0000447045
Date	Sep 28, 2017
Instrument	2017-0447045

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

Tax Assessment & Valuation

The 2025 property tax bill for 856 Ave Taxco was $9,733.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$806,517 (+2%) Land $636,724 Building $169,793
2025	$9,733.00	$790,704 Land $624,240 Building $166,464
2023	$8,694.00 (+541.15%)	$730,000 Land $576,000 Building $154,000
2022	$1,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 856 Ave Taxco in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Ave Taxco is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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