856 Arner Rd, Chester, WV 26034 Property Records

Hancock County property record for 856 Arner Rd, Chester, WV 26034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,980 sqft · built 2019
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Tax Bill	$891 (2026)
Deeds & Mortgages	Jan 2024 Transfer Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-G11-0139.0001`

Property Details

APN / Parcel Number

Primary APN	`04-G11-0139.0001`
Alternative APNs	`15-04-G11-0139.0001` `06203437`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	3,960 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	06203437
Street Address	856 ARNER RD
City	CHESTER
State	WV
Zip	26034-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.423 AC TOM'L RUN
Jurisdiction	HANCOCK WV
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Hancock County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	856 ARNER RD, CHESTER, WV 26034-1868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Intrafamily Transfer, Transfer
Aug 5, 2022	Transfer on Death Deed, Transfer
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRIAD FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024
Deed Sale	Jan 11, 2024
Deed Document Number	2024160
Deed Book / Page	898 / 808
Prior Transfer Date	Jan 3, 2024
Prior Transfer Doc	000898/810
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK WV
Recording Date	Jan 11, 2024
Property Address	856 ARNER RD, CHESTER, WV 26034-1868
Document Number	000898/810
Book / Page	898 / 810
Instrument Date	Jan 3, 2024
Instrument	202400000160
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	856 ARNER RD, CHESTER, WV 26034-1868

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK WV
Recording Date	Aug 5, 2022
Property Address	856 ARNER RD, CHESTER, WV 26034-1868
Document Number	00888/1793
Book / Page	888 / 1793
Instrument Date	Jul 27, 2022
Instrument	202200004138
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 ARNER RD, CHESTER, WV 26034-1868

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK WV
Property Address	856 ARNER RD, CHESTER, WV 26034-1868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	867/0165
Date	Oct 25, 2019
Book Page	867/0165
Instrument	201900004728

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60194

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 3, 2044

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hancock County
Unified School District	Hancock County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$891.00 (+4.21%)	$66,130 (+3.38%) Land $8,170 Building $57,960	$110,217 (+3.39%) Land $13,617 Building $96,600
2025	$855.00 (+2.27%)	$63,970 (-2.56%) Land $7,570 Building $56,400	$106,600 (-2.56%) Land $12,600 Building $94,000
2023	$836.00 (-2.56%)	$65,650 (-0.73%) Land $6,730 Building $58,920	$109,400 (-0.73%) Land $11,200 Building $98,200
2022	$858.00	$66,130 Land $6,550 Building $59,580	$110,200 Land $10,900 Building $99,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jan 1996 · Flooding
Claims by Event	Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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