Fairfield County property record for 856 4th St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,058 sqft · built 1900 |
| Lot Size | 0.136 acres (5,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Jul 2021) |
| Tax Bill | $814 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 053-60644.00 |
| Primary APN | 053-60644.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,058 sqft Living Area |
| 1st Floor Area | 392 sqft |
| 2nd Floor Area | 392 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,942 sqft (0.136 acres) |
| Lot Dimensions | 135 ft deep x 44 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 340 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0612 00134 |
|---|---|
| Street Address | 856 4TH ST |
| City | LANCASTER |
| State | OH |
| Zip | 43130-4679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EYEMANS ADD LOT 56 |
| Legal Subdivision | EYEMANS ADD |
| Legal Lot Number | 56 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 32300 |
Source: Fairfield County records · APN 053-60644.00
Assessment roll updated March 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 856 4TH ST, LANCASTER, OH 43130-4679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jul 22, 2021 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Sep 17, 2015 |
| Deed Document Number | 202100019175 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 856 4TH ST, LANCASTER, OH 43130-4679 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2025 |
| Name | Verified Name |
|---|---|
| Address | 856 4TH ST, LANCASTER, OH 43130-4679 |
| Document Number | 0000015842 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 202500015842 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1600 S DOUGLASS RD STE 100, ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 856 4TH ST, LANCASTER, OH 43130-4679 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | VALMER LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 856 4TH ST, LANCASTER, OH 43130-4679 |
| Document Number | 0000020857 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 202200020857 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | REYNOLDSBURG, OH 43068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jul 22, 2021 |
| Property Address | 856 4TH ST, LANCASTER, OH 43130-4679 |
| Document Number | 0000019175 |
| Map Reference | MB 2 PG 26 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 202100019175 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2021 |
| Title Company | LANCO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 4TH ST, LANCASTER, OH 43130-4679 |
| Document Number | 0000019176 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 202100019176 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,650 (+77.01%) Land $10,610 Building $29,040 | $113,290 (+77.02%) Land $30,320 Building $82,970 | |
| 2023 | $814.00 | $22,400 (-) Land $6,200 Building $16,200 | |
| 2022 | $22,400 Land $6,200 Building $16,200 | $64,000 Land $17,720 Building $46,280 |
Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450323002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1979–2019) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 254 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Chillicothe Telephone Co Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LANCASTER CITY PWS serves 40,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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