Indian River County property record for 856 28th Ave, Vero Beach, FL 32960
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1975 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $99,000 (Apr 2004) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-10-00018-0000-00006.0 |
| Primary APN | 33-39-10-00018-0000-00006.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 890 sqft |
| 1st Floor Area | 720 sqft |
| Utility Area | 100 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 133 ft deep x 90 ft wide |
| View / Lot | Interior |
| Garage Type | Carport |
| Garage Area | 140 sqft |
| Carport | Carport |
| Carport Area | 140 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Porch | Screened Porch |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 856 28TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32960-4046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | SUN HAVEN SUB LOT 6 PBI 7-58 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 10 |
| Legal Subdivision | SUN HAVEN SUB |
| Legal Lot Number | 6 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50702 |
Source: Indian River County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 856 28TH AVE, VERO BEACH, FL 32960-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Jun 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2004 · Amount on Record |
| Deed Sale | Apr 13, 2004 · Amount on Record |
| Prior Sale | Apr 30, 1999 · Amount on Record |
| Deed Document Number | 20041532315 |
| Deed Book / Page | 1716 / 537 |
| Last Transfer Date | Dec 29, 2006 |
| Transfer Doc | 0021222105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 856 28TH AVE, VERO BEACH, FL 32960-4046 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12455 79TH ST, FELLSMERE, FL 32948-5622 |
| Document Number | 0038210153 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 3821/153 |
| Instrument | 3120250058245 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 856 28TH AVE, VERO BEACH, FL 32960-4046 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12455 79TH ST, FELLSMERE, FL 32948-5622 |
| Document Number | 0037861038 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 3786/1038 |
| Instrument | 3120250032124 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 (+21.74%) | $178,967 (+1.8%) Land $38,633 Building $140,334 | $178,967 (+1.8%) Land $38,633 Building $140,334 |
| 2023 | $2,259.00 (+10.36%) | $175,798 (+14.09%) Land $38,633 Building $137,165 | $175,798 (+14.09%) Land $38,633 Building $137,165 |
| 2022 | $2,047.00 | $154,093 Land $38,633 Building $115,460 | $154,093 Land $38,633 Building $115,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 27 (1991–2024) |
| Claims Outside the SFHA | 11 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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