856 162nd St, Hammond, WI 54015 Property Records

St. Croix County property record for 856 162nd St, Hammond, WI 54015

Property Summary

Property Type	Single Family Home
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2025)
Tax Bill	$5,835 (2026)
Deeds & Mortgages	May 2025 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-1086-33-000`

Property Details

APN / Parcel Number

Primary APN	`018-1086-33-000`
Alternative APNs	`20.29.17.653` `1544624`

Exterior

Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Street Address	856 162ND ST
City	HAMMOND
State	WI
Zip	54015-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 20 T29N R17W PT SW NW HAMMOND OAKS LOT 33 1.020AC
Legal Range	17W
Legal Township	29N
Legal Section	20
Legal Subdivision	HAMMOND OAKS
Legal Lot Number	33
Jurisdiction	ST CROIX WI
Township / Civil Division	HAMMOND
Census Block Group	3
Census Block	3021
Census Tract	121000

Owner

856 162nd St is owned and occupied by two individuals who bought it in October 2025.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	856 162ND ST, HAMMOND, WI 54015-5052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage HUD
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 9, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Oct 1, 2020	Quit Claim Deed, Transfer · Commercial Mortgage HIAWATHA NATIONAL BANK
May 14, 2019	Warranty Deed, Subdivision Related Transfer STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Apr 9, 2021 · Amount on File
Deed Document Number	20251199541
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0001113079
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	856 162ND ST, HAMMOND, WI 54015-5052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001192780
Date	May 28, 2025
Instrument	1192780

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	312 Months
Due	May 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 28, 2025
Property Address	856 162ND ST, HAMMOND, WI 54015-5052
Document Number	0001199541
Instrument Date	Oct 24, 2025
Instrument	1199541
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001199542
Date	Oct 28, 2025
Instrument	1199542

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 9, 2021
Property Address	856 162ND ST, HAMMOND, WI 54015-5052
Document Number	0001127475
Instrument Date	Apr 1, 2021
Instrument	1127475
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2022
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0001127476
Date	Apr 9, 2021
Instrument	1127476

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 1, 2020
Property Address	856 162ND ST, HAMMOND, WI 54015-5052
Document Number	0001113079
Instrument Date	Sep 29, 2020
Instrument	1113079
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001113080
Date	Oct 1, 2020
Instrument	1113080

Lender

Name	HIAWATHA NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	May 14, 2019
Property Address	856 162ND ST, HAMMOND, WI 54015-5052
Document Number	0001081589
Instrument Date	May 10, 2019
Instrument	1081589
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 5, 2019
Title Company	STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 162ND ST HAMMOND WI 540155052, HAMMOND, WI 54015-5052

Tax Assessment & Valuation

The 2026 property tax bill for 856 162nd St was $5,835 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hammond Town
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,835.00 (+0.02%) Homeowner's exemption
2025	$5,834.00 (+6.09%) Homeowner's exemption	$491,800 (-) Land $36,500 Building $455,300	$491,800 (-) Land $36,500 Building $455,300
2024	$5,499.00 (+2.63%) Homeowner's exemption	$491,800 (+4.46%) Land $36,500 Building $455,300	$491,800 (+4.46%) Land $36,500 Building $455,300
2023	$5,358.00 Homeowner's exemption	$470,800 Land $36,500 Building $434,300	$470,800 Land $36,500 Building $434,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 162nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 162nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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