Coles County property record for 856 11th St, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,468 sqft · built 1945 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2026) |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1-06218-000 |
| Primary APN | 02-1-06218-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,468 sqft Base Area |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,101 sqft |
| Unfinished Basement | 1,101 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 105 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|
| Street Address | 856 11TH ST |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-2839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CO CLERKS SURVEY #2 PT OF LOT 4 NW 1/4 SEC 14 T12N R09E |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 14 |
| Legal Subdivision | WHITE ADD |
| Legal Lot Number | 4 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 701 |
856 11th St is owned and occupied by two individuals who bought it in September 2026.
Source: Coles County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 856 11TH ST, CHARLESTON, IL 61920-2839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on File |
| Deed Sale | Sep 21, 2026 · Amount on File |
| Prior Sale | Sep 30, 2011 · Amount on File |
| Deed Document Number | 2026824668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Sep 21, 2026 |
| Property Address | 856 11TH ST, CHARLESTON, IL 61920-2839 |
| Document Number | 0000824668 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026824668 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 11TH ST, CHARLESTON, IL 61920-2839 |
| Document Number | 0000824669, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 2026824669 |
| Name | PRAIRIE BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 856 11th St was $2,865 with exemptions applied.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,865.00 | $50,352 Land $6,035 Building $44,317 | $151,056 Land $18,105 Building $132,951 |
| 2023 | $41,727 Land $5,001 Building $36,726 | $125,181 Land $15,003 Building $110,178 | |
| 2020 | $3,128.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 856 11th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 856 11th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Watch TV.
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