8554 Rancho Canada Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 8554 Rancho Canada Rd, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,421 sqft · built 1970
Lot Size0.181 acres (7,900 sqft)
OwnerIndividual Name on Record
Last Sale$792,000 (Mar 2026)
Tax Bill$7,002 (2025)
Deeds & MortgagesMar 2026 Transfer
Mar 2026 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN398-410-05-00

Property Details

APN / Parcel Number

Primary APN398-410-05-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,421 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBlock
Construction TypeFrame
Lot Area7,900 sqft (0.181 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8554 RANCHO CANADA RD
CityEL CAJON
StateCA
Zip92021-2064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 5 TR 006169
Legal SubdivisionRANCHO DEL CHARRO
Legal Tract006169
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2008
Census Tract16809

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13913 HAWICK DR, EL CAJON, CA 92021-2141
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Intrafamily Transfer, Transfer
TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Mar 20, 2026Grant Deed, Transfer · Conventional Mortgage
UNITED LENDING TEAM LLC
Jul 14, 2022Intrafamily Transfer, Transfer
Sep 18, 2018Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 23, 2020Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 12, 2019Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FIN'L SVCS INC
Jun 28, 2017Deed of Trust, Mortgage · VA Mortgage
MAJESTIC HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2026 · Amount on Record
Deed SaleMar 20, 2026 · Amount on Record
Prior SaleNov 10, 2016 · Amount on Record
Deed Document Number202677124
Prior Transfer DateMar 13, 2026
Prior Transfer Doc0000077122
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 20, 2026
Property Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064
Document Number0000077123
Map ReferenceMAP 6169
Instrument DateMar 19, 2026
Instrument2026-0077123
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13913 HAWICK DR, EL CAJON, CA 92021-2141

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 20, 2026
Property Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064
Document Number0000077124
Map ReferenceMAP 6169
Instrument DateMar 9, 2026
Instrument2026-0077124
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address13913 HAWICK DR, EL CAJON, CA 92021-2141

Mortgage

Document Number0000077125
DateMar 20, 2026
Instrument2026-0077125
Lender
NameUNITED LENDING TEAM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 14, 2022
Property Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064
Document Number0000288705
Map ReferenceMAP 6169
Instrument DateJul 6, 2022
Instrument2022-0288705
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000387638
DateSep 18, 2018
Instrument2018-0387638
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064

Mortgage

Document Number0000652178
DateOct 23, 2020
Instrument2020-0652178
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064
Document Number0000262313
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedJul 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8554 RANCHO CANADA RD EL CAJON CA 920212064, EL CAJON, CA 92021-2064

Mortgage

Document Number0000262313
DateJul 2, 2019
Instrument262313
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8554 RANCHO CANADA RD, EL CAJON, CA 92021-2064
Document Number0000321469
Instrument DateJun 28, 2017
Transaction TypeMortgage
Record UpdatedJul 24, 2017
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8554 RANCHO CANADA RD EL CAJON CA 920212064, EL CAJON, CA 92021-2064

Mortgage

Document Number0000321469
DateJul 17, 2017
Instrument321469
Lender
NameMAJESTIC HM LNS
TypeFunding / Finance Company
AddressONTARIO, CA 91761
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$538,620 (+2%) Land $182,580 Building $356,040
2025$7,002.00 (+0.75%)$528,059 (+4.04%) Land $179,000 Building $349,059
2024$6,950.00 (+2.92%)
2023$6,753.00 (+1.96%)$507,555 Land $172,050 Building $335,505
2022$6,623.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–1980)
Most Recent ClaimFeb 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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