8554 el Corte Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 8554 el Corte Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,947 sqft · built 2020
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Oct 2020)
Tax Bill	$9,647 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-413-032`

Property Details

APN / Parcel Number

Primary APN	`030-413-032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,947 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	21,000 sqft (0.482 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	8554 EL CORTE RD
City	ATASCADERO
State	CA
Zip	93422-5346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFX
Legal Description	CY ATAS TR 1525 LT 12
Legal Subdivision	1525 ATASCADERO
Legal Tract	1525
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1010
Census Tract	12503

Owner

8554 el Corte Rd is owned and occupied by an individual who bought it in October 2020.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8554 EL CORTE RD, ATASCADERO, CA 93422-5346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 7, 2019	Deed of Trust, Mortgage · Commercial Mortgage PREMIER VALLEY BANK
Oct 16, 2020	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Deed Document Number	2020058346
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8554 EL CORTE RD, ATASCADERO, CA 93422-5346
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8554 EL CORTE RD, ATASCADERO, CA 93422-5346

Mortgage

Document Number	0000043515
Date	Nov 3, 2022
Instrument	2022043515

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8554 EL CORTE RD, ATASCADERO, CA 93422-5346
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007805
Date	Mar 7, 2019
Instrument	2019007805

Lender

Name	PREMIER VALLEY BANK
Type	Bank
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 16, 2020
Property Address	8554 EL CORTE RD, ATASCADERO, CA 93422-5346
Document Number	0000058346
Map Reference	MB 15 PG 66
Instrument Date	Oct 8, 2020
Instrument	2020058346
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8554 EL CORTE RD, ATASCADERO, CA 93422-5346

Mortgage

Document Number	0000058347
Date	Oct 16, 2020
Instrument	2020058347

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8554 el Corte Rd was $9,647.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,647.00	$784,761 Land $216,485 Building $568,276
2023	$9,125.00 (+8.13%)	$754,290 Land $208,080 Building $546,210
2022	$8,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8554 el Corte Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8554 el Corte Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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