8554 Cedar St, Fox Lake, IL 60020 Property Records

Lake County property record for 8554 Cedar St, Fox Lake, IL 60020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,058 sqft · built 1996
Lot Size	0.187 acres (8,124 sqft)
Owner	Individual Name on Record
Last Sale	$219,100 (Apr 2016)
Tax Bill	$7,580 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-28-401-161`

Property Details

APN / Parcel Number

Primary APN	`01-28-401-161`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	3,677 sqft
1st Floor Area	1,179 sqft
2nd Floor Area	879 sqft
Upper Floors Area	879 sqft
Basement Area	1,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,124 sqft (0.187 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	477 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8554 CEDAR ST
City	FOX LAKE
State	IL
Zip	60020-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY WOODS; LOT 72
Legal Subdivision	HICKORY WOODS
Legal Lot Number	72
Jurisdiction	LAKE IL
Township / Civil Division	ANTIOCH
Census Block Group	1
Census Block	1026
Census Tract	860807

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8554 CEDAR ST, FOX LAKE, IL 60020-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2016 · Amount on Record
Deed Sale	Apr 28, 2016 · Amount on Record
Prior Sale	Dec 8, 2009 · Amount on Record
Deed Document Number	20167287667
Prior Transfer Date	Dec 20, 2007
Prior Transfer Doc	0006289099
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	8554 CEDAR ST, FOX LAKE, IL 60020-1053
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007751701
Date	Feb 18, 2021
Instrument	7751701

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Antioch Township
Municipality	Fox Lake Village
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,731 (+20.63%) Land $6,673 Building $103,058	$329,226 (+20.63%) Land $20,021 Building $309,205
2024	$7,580.00
2023		$90,968 Land $5,532 Building $85,436	$272,932 Land $16,598 Building $256,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX LAKE serves 11,780 people · EPA ID IL0970200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20