8551 Prospect Ct, Santee, CA 92071 Property Records

San Diego County property record for 8551 Prospect Ct, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,463 sqft · built 2004
Lot Size	0.513 acres (22,359 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,637 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`386-280-55-00`

Property Details

APN / Parcel Number

Primary APN	`386-280-55-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,463 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	22,359 sqft (0.513 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	8551 PROSPECT CT
City	SANTEE
State	CA
Zip	92071-3697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 TR 014430
Legal Subdivision	CITY/SANTEE TM 98-02
Legal Tract	014430
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8551 PROSPECT CT, SANTEE, CA 92071-3697
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC
Mar 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 6, 2025
Transfer Doc	0000057998
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8551 PROSPECT CT, SANTEE, CA 92071-3697
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8551 PROSPECT CT, SANTEE, CA 92071-3697

Mortgage

Document Number	0000201162
Date	Mar 15, 2021
Instrument	2021-0201162

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 4, 2020
Property Address	8551 PROSPECT CT, SANTEE, CA 92071-3697
Document Number	0000112814
Map Reference	MAP 14430
Instrument Date	Mar 1, 2020
Instrument	2020-0112814
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8551 PROSPECT CT, SANTEE, CA 92071-3697

Mortgage

Document Number	0000112815
Date	Mar 4, 2020
Instrument	2020-0112815

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$600,873 (+2%) Land $156,573 Building $444,300
2025	$7,637.00 (+3.98%)	$589,092 (+4.04%) Land $153,503 Building $435,589
2023	$7,345.00 (+0.67%) Homeowner's exemption	$566,220 Land $147,544 Building $418,676
2022	$7,296.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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