Howard County property record for 8550 Light Moon Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,070 sqft · built 2003 |
| Lot Size | 0.057 acres (2,514 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Nov 2021) |
| Tax Bill | $7,824 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-569013 |
| Primary APN | 06-569013 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Total Area |
| Basement Area | 718 sqft |
| Finished Basement | 718 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,514 sqft (0.057 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 569013 |
|---|---|
| Street Address | 8550 LIGHT MOON WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-5759 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT 54 2514 SQ' 8550 LIGHT MOON WAY EMERSON,S1,A2,RS PAR A |
| Legal Subdivision | EMERSON AREA 02 |
| Legal Block | 9999 |
| Legal Lot Number | 54 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8550 LIGHT MOON WAY, LAUREL, MD 20723-5759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Feb 27, 2007 · Amount on Record |
| Deed Book / Page | 21153 / 64 |
| Transfer Doc | 0000066856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 30, 2021 |
| Property Address | 8550 LIGHT MOON WAY, LAUREL, MD 20723-5759 |
| Document Number | 0211530064 |
| Book / Page | 21153 / 64 |
| Map Reference | MB 15458 |
| Instrument Date | Oct 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8550 LIGHT MOON WAY, LAUREL, MD 20723-5759 |
| Document Number | 2115373 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 21153/73 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8550 LIGHT MOON WAY, LAUREL, MD 20723-5759 |
| Document Number | 0191910107 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8550 LIGHT MOON WAY LAUREL MD 207235759, LAUREL, MD 20723-5759 |
| Document Number | 0191910107 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 019191/000107 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 19, 2040 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,824.00 (+1.77%) Homeowner's exemption | $547,200 (+7.57%) | $624,200 (+22.7%) Land $230,000 Building $394,200 |
| 2025 | $7,688.00 (+65.94%) Homeowner's exemption | $508,700 (+14.6%) Land $130,000 Building $378,700 | $508,700 (-) Land $130,000 Building $378,700 |
| 2023 | $443,900 | $508,700 Land $130,000 Building $378,700 | |
| 2022 | $4,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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