8550 Ginger Dr, Saint Louis, MO 63114 Property Records

St. Louis County property record for 8550 Ginger Dr, Saint Louis, MO 63114

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 792 sqft · built 1961
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on File
Last Sale	$32,000 (Aug 2015)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14K-61-1304`

Property Details

APN / Parcel Number

Primary APN	`14K-61-1304`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	816 sqft
1st Floor Area	792 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Patio Area	224 sqft
Poultry House	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8550 GINGER DR
City	SAINT LOUIS
State	MO
Zip	63114-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51R-1
Legal Description	BRADFORD ACRES PLAT 5 LOT 15
Legal Subdivision	BRADFORD ACRES PLAT 5
Legal Lot Number	15
Jurisdiction	ST LOUIS MO
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1000
Census Tract	213500

Owner

8550 Ginger Dr is owned by a company that bought it in August 2015.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	15636 QUEENS TRAIL DR, DAVIDSON, NC 28036-0560
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage FCB BANKS
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit NEIGHBORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2015 · Amount on File
Deed Sale	Aug 21, 2015 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	2015150
Deed Book / Page	21648 / 335
Prior Transfer Date	Jul 29, 2014
Prior Transfer Doc	0211120893
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	8550 GINGER DR, SAINT LOUIS, MO 63114-4413
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	TRUE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16023 MEADOW OAK DR, CHESTERFIELD, MO 63017-7242

Mortgage

Document Number	0245324675
Date	Dec 23, 2020
Book Page	24532/4675
Instrument	2020122300772

Lender

Name	FCB BANKS
Type	Bank
Address	FLORISSANT, MO 63033

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	8550 GINGER DR, SAINT LOUIS, MO 63114-4413
Document Number	0223540081
Book / Page	022354 / 000081
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16023 MEADOW OAK DR CHESTERFIELD MO 630177242, CHESTERFIELD, MO 63017-7242

Mortgage

Document Number	0223540081
Date	Jan 11, 2017
Book Page	022354/000081
Instrument	79

Lender

Name	NEIGHBORS FCU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8550 Ginger Dr was $2,058, up 15.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. John City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,620 (-) Land $6,780 Building $19,840	$140,100 (-) Land $35,700 Building $104,400
2025	$2,058.00 (+15.23%)	$26,620 Land $6,780 Building $19,840	$140,100 Land $35,700 Building $104,400
2024	$1,786.00 (+2%)
2023	$1,751.00 (+28.66%)	$20,620 (+44.5%) Land $1,560 Building $19,060	$108,500 Land $8,200 Building $100,300
2022	$1,361.00	$14,270 Land $2,720 Building $11,550
2021			$75,100 Land $14,300 Building $60,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8550 Ginger Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1984)
Most Recent Claim	Oct 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8550 Ginger Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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