8550 Ferry Rd, Grosse Ile, MI 48138 Property Records

Wayne County property record for 8550 Ferry Rd, Grosse Ile, MI 48138

Property Summary

Property TypeSingle Family Home
Details1 ba · 952 sqft · built 1920
Lot Size1.54 acres (67,082 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Feb 2022)
Tax Bill$3,410 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2024 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN73 016 01 0014 301

Property Details

APN / Parcel Number

Primary APN73 016 01 0014 301

Interior

Full Baths1 Bath
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Lot Area67,082 sqft (1.54 acres)
Lot Dimensions793 ft deep x 84.4 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8550 FERRY RD
CityGROSSE ILE
StateMI
Zip48138-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-B
Legal DescriptionPC551 A14A 1 LOT 14 EXC W 190FT THEREOF SPRAGUES SUB PC 551 L24 P98 WCR PARENT PARCEL: 016-01-0014-001; NEW SPLIT FOR 1998
Legal SubdivisionSPRAGUES
Legal Lot Number14
JurisdictionWAYNE MI
Township / Civil DivisionGROSSE ILE
Census Block Group3
Census Block3004
Census Tract596200

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jan 10, 2024Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Feb 4, 2022Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 17, 2019Warranty Deed, Transfer
TITLE ONE
May 17, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
JAMAL ISMAIL
Sep 7, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on Record
Deed SaleFeb 4, 2022 · Amount on Record
Prior SaleMay 17, 2019 · Amount on Record
Deed Document Number202232853
Deed Book / Page57385 / 1143
Prior Transfer DateFeb 14, 2019
Prior Transfer Doc0550531323
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Recording DateJun 22, 2026
Property Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
Document Number0000209862
Book / Page60356 / 1210
Instrument DateJun 14, 2026
Instrument2026209862
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
InvestorPossibly a Property Investor

Mortgage

Document Number0000209862,
DateJun 22, 2026
Book Page60356/1210
Instrument2026209862
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term308 Months
DueFeb 1, 2052
Interest
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
Transaction TypeMortgage
Record UpdatedFeb 7, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
InvestorPossibly a Property Investor

Mortgage

Document Number0586301013
DateJan 10, 2024
Book Page58630/1013
Instrument2024009733
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueFeb 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateFeb 4, 2022
Property Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
Document Number0573851143
Book / Page57385 / 1143
Map ReferenceLB 24 PG 98
Instrument DateJan 26, 2022
Instrument2022032853
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20815 MERIDIAN RD, 20815, GROSSE ILE, MI 48138-1252

Transferred To (Grantee/Buyer)

NameVerified Name
Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
InvestorPossibly a Property Investor

Mortgage

Document Number0573851145
DateFeb 4, 2022
Book Page57385/1145
Instrument2022032854
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0554900911
DateDec 26, 2019
Book Page55490/0911
Instrument2019357212
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2035

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateMay 17, 2019
Property Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
Document Number0550531324
Book / Page055053 / 001324
Instrument DateMay 9, 2019
Instrument170351
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyTITLE ONE

Transaction

AmountAmount Recorded
Tax$842.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20815 MERIDIAN RD GROSSE ILE MI 481381252, GROSSE ILE, MI 48138-1252

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateMay 17, 2019
Property Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
Document Number0550531323
Book / Page055053 / 001323
Instrument DateFeb 14, 2019
Instrument170350
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8550 FERRY GROSSE ILE GROSSE ILE MI 48138, GROSSE ILE, MI 48138

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
Document Number0548800876
Instrument DateDec 6, 2018
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8550 FERRY RD GROSSE ILE MI 481382200, GROSSE ILE, MI 48138-2200

Mortgage

Document Number0548800876
DateFeb 28, 2019
Book Page054880/000876
Instrument44072
Lender
NameJAMAL ISMAIL
Address27133 CECILE ST, DEARBORN HEIGHTS, MI 48127-3331
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateSep 7, 2018
Property Address8550 FERRY RD, GROSSE ILE, MI 48138-2200
Document Number0546020545
Book / Page054602 / 000545
Instrument DateSep 7, 2018
Instrument263692
Transaction TypeTransfer
Record UpdatedOct 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8550 FERRY RD GROSSE ILE MI 481382200, GROSSE ILE, MI 48138-2200

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
County SubdivisionGrosse Ile Township
Unified School DistrictGrosse Ile Township Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,500 (+1.65%)$173,000 (+1.65%)
2025$3,410.00 (+3.52%) Homeowner's exemption$85,100 (+19.35%)$170,200 (+19.35%)
2023$3,294.00 (+9.73%) Homeowner's exemption$71,300$142,600
2021$3,002.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1985)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROSSE ILE TOWNSHIP
serves 10,788 people · EPA ID MI0002870
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Also Mapped HereTRENTON
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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