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8550 A1A S, #44245, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #44245, Saint Augustine, FL 32080

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,064 sqft · built 1982
OwnerCompany Name on File
Last Sale$360,000 (Dec 2020)
Tax Bill$4,796 (2025)
Deeds & MortgagesOct 2018 Mortgage
Dec 2020 Sale
Flood ZoneZone AE (high risk)
APN186534-4245

Property Details

APN / Parcel Number

Primary APN186534-4245

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units273 Units
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982

Location & Zoning

Street Address8550 A1A S, 44245
CitySAINT AUGUSTINE
StateFL
Zip32080-8412
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUMMERHOUSE IV BEACH & RACQUET CLUB CONDO (PT OF OR586/673) UNIT 44245 OR5125/1717
Legal Range30E
Legal Township09S
Legal Section13
Legal SubdivisionSUMMERHOUSE 4 BLDG 4
Legal Block4
Legal Lot Number44245
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3019
Census Tract21209

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address8550 A1A S, 445, SAINT AUGUSTINE, FL 32080-8421
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
COMPASS BANK
Dec 15, 2020Warranty Deed, Transfer
GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on File
Deed SaleDec 15, 2020 · Amount on File
Deed Document Number2020114396
Deed Book / Page5125 / 1717
Prior Transfer DateMar 19, 2004
Prior Transfer Doc0021860074
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address8550 A1A S # 44245, 44245, SAINT AUGUSTINE, FL 32080-8412
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046270495
DateOct 16, 2018
Book Page4627/0495
Instrument2018074769
Lender
NameCOMPASS BANK
TypeBank
AddressSAINT AUGUSTINE, FL 32080
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 15, 2020
Property Address8550 A1A S # 44245, 44245, SAINT AUGUSTINE, FL 32080-8412
Document Number0051251717
Book / Page005125 / 001717
Instrument DateNov 20, 2020
Instrument114396
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

AmountAmount on Record
Tax$2,520.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address8550 A1A S 44245 #445 ST AUGUSTINE FL 32080, 445, ST AUGUSTINE, FL 32080

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,216 (+2.7%) Building $409,216$438,000 (-) Building $438,000
2025$4,796.00 (+11.07%) Homeowner's exemption Widower's exemption$398,458 (+2.9%)$438,000 (-11.52%)
2024$4,318.00 (+2.13%) Homeowner's exemption Widower's exemption$387,228 (+3%)$495,000 (-3.92%)
2023$4,228.00 (+1.15%) Homeowner's exemption Widower's exemption$375,950 (+3%)$515,220 (+41.16%)
2022$4,180.00 Homeowner's exemption Widower's exemption$365,000$365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 145 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies429 units insured
incl. 284 condo units
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA3 of 20
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: AT&T, Verizon.

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