8550 A1A S, #42223, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #42223, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,064 sqft · built 1982
Owner	2 Individual Names on Record
Last Sale	$98,500 (Aug 2010)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`186534-2223`

Property Details

APN / Parcel Number

Primary APN	`186534-2223`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	273 Units
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982

Location & Zoning

Street Address	8550 A1A S, 42223
City	SAINT AUGUSTINE
State	FL
Zip	32080-8412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMERHOUSE IV BEACH & RACQUET CLUB CONDO (PT OF OR586/673) UNIT 42223 OR3347/263
Legal Range	30E
Legal Township	09S
Legal Section	13
Legal Subdivision	SUMMERHOUSE 4 BLDG 2
Legal Block	4
Legal Lot Number	42223
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3019
Census Tract	21209

Owner

Source: St. Johns County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8550 A1A S, 42223, SAINT AUGUSTINE, FL 32080-8412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIWAY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2010 · Amount on Record
Deed Sale	Aug 23, 2010 · Amount on Record
Prior Sale	Jun 3, 2002 · Amount on Record
Deed Document Number	201041200
Deed Book / Page	3347 / 263
Last Transfer Date	Jul 17, 2026
Transfer Doc	0000064677
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 29, 2026
Property Address	8550 A1A S, 42223, SAINT AUGUSTINE, FL 32080-8412
Document Number	0000064677
Book / Page	6410 / 327
Instrument Date	Jul 17, 2026
Instrument	202664677
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8550 A1A S, 42223, SAINT AUGUSTINE, FL 32080-8412

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	8550 A1A S # 42223, 42223, SAINT AUGUSTINE, FL 32080-8412
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8550 ALA SOUTH #423 423, 423, SAINT AUGUSTINE, FL 32080

Mortgage

Document Number	0052281847
Date	Apr 6, 2021
Book Page	5228/1847
Instrument	2021037681

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,000 (-) Building $438,000	$438,000 (-) Building $438,000
2025	$5,399.00 (-5.92%) Homeowner's exemption	$438,000 (-11.52%)	$438,000 (-11.52%)
2024	$5,739.00 (+4.57%) Homeowner's exemption	$495,000 (-3.92%)	$495,000 (-3.92%)
2023	$5,488.00 (+22.86%)	$515,220 (+41.16%)	$515,220 (+41.16%)
2022	$4,467.00	$365,000	$365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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