8550 A1A S, #32122, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #32122, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,064 sqft · built 1982
Owner	2 Individual Names on Record
Last Sale	$665,000 (Apr 2023)
Tax Bill	$6,613 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`186533-2122`

Property Details

APN / Parcel Number

Primary APN	`186533-2122`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	273 Units
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982

Location & Zoning

Street Address	8550 A1A S, 32122
City	SAINT AUGUSTINE
State	FL
Zip	32080-8412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMERHOUSE III BCH & RACQUET CLUB CONDO (PT OF OR545/352) UNIT 32122 OR5746/1983
Legal Range	30E
Legal Township	09S
Legal Section	13
Legal Subdivision	SUMMERHOUSE 3 BLDG 2
Legal Block	3
Legal Lot Number	32122
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3019
Census Tract	21209

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2627 CHURCHWELL LN, TUCKER, GA 30084-2412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	202331659
Deed Book / Page	5746 / 1983
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0046490964
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 27, 2023
Property Address	8550 A1A S # 32122, 32122, SAINT AUGUSTINE, FL 32080-8412
Document Number	0057461983
Book / Page	5746 / 1983
Map Reference	MB 545 PG 352
Instrument Date	Apr 27, 2023
Instrument	2023031659
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1837 WHISPERING PNES, HIAWASSEE, GA 30546-3787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 CHURCHWELL LN, TUCKER, GA 30084-2412

Mortgage

Document Number	0057470001
Date	Apr 27, 2023
Book Page	5747/1
Instrument	2023031660

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 4, 2018
Property Address	8550 A1A S # 32122, 32122, SAINT AUGUSTINE, FL 32080-8412
Document Number	0046490964
Book / Page	004649 / 000964
Instrument Date	Jun 29, 2018
Instrument	86586
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1837 WHISPERING PNES HIAWASSEE GA 305463787, HIAWASSEE, GA 30546-3787

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,000 (-) Building $489,000	$489,000 (-) Building $489,000
2025	$6,613.00 (-4.02%)	$489,000 (-10.58%)	$489,000 (-10.58%)
2024	$6,890.00 (+19.68%)	$546,840 (-)	$546,840 (-)
2023	$5,757.00 (+25.59%)	$546,840 (+47.79%)	$546,840 (+47.79%)
2022	$4,584.00	$370,000	$370,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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