8550 A1A S, #25259, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #25259, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,064 sqft · built 1980
Owner	2 Individual Names on Record
Last Sale	$669,000 (Mar 2022)
Tax Bill	$7,286 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`186532-5259`

Property Details

APN / Parcel Number

Primary APN	`186532-5259`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	273 Units
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980

Location & Zoning

Street Address	8550 A1A S, 25259
City	SAINT AUGUSTINE
State	FL
Zip	32080-8412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMERHOUSE II BEACH & RACQUET CLUB CONDO (PT OF OR521/4) UNIT 25259 OR5522/65
Legal Range	30E
Legal Township	09S
Legal Section	13
Legal Subdivision	SUMMERHOUSE 2 BLDG 5
Legal Block	2
Legal Lot Number	25259
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3019
Census Tract	21209

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3451 SUNDERLAND CIR NE, BROOKHAVEN, GA 30319-1949
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jun 4, 2019	Warranty Deed, Transfer · ARM CENTERSTATE BANK OF FLORIDA NA
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Aug 7, 2017	Warranty Deed, Transfer TITLE AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	202230870
Deed Book / Page	5522 / 65
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	8550 A1A S # 25259, 25259, SAINT AUGUSTINE, FL 32080-8412
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049281839
Date	Apr 23, 2020
Book Page	4928/1839
Instrument	2020031602

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	TAMPA, FL 33681

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2022
Property Address	8550 A1A S # 25259, 25259, SAINT AUGUSTINE, FL 32080-8412
Document Number	0055220065
Book / Page	5522 / 65
Map Reference	MB 521 PG 4
Instrument Date	Mar 21, 2022
Instrument	2022030870
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,683.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 SUNDERLAND CIR NE, BROOKHAVEN, GA 30319-1949

Mortgage

Document Number	0000552268
Date	Mar 23, 2022
Instrument	5522/68

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 4, 2019
Property Address	8550 A1A S # 25259, 25259, SAINT AUGUSTINE, FL 32080-8412
Document Number	0047340636
Book / Page	4734 / 0636
Map Reference	MB 521 PG 4
Instrument Date	Jun 3, 2019
Instrument	2019038390
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6361 STAVE CT, MANASSAS, VA 20112-8827

Mortgage

Document Number	0004734638
Date	Jun 4, 2019
Instrument	4734/638

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	8550 A1A S # 25259, 25259, SAINT AUGUSTINE, FL 32080-8412
Document Number	0046570461
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8550 AJA 8S #25259 ST AUGUSTINE FL 32080, 25259, ST AUGUSTINE, FL 32080

Mortgage

Document Number	0046570461
Date	Dec 20, 2018
Book Page	004657/000461
Instrument	90759

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 7, 2017
Property Address	8550 A1A S # 25259, 25259, SAINT AUGUSTINE, FL 32080-8412
Document Number	0044161261
Book / Page	004416 / 001261
Instrument Date	Jul 28, 2017
Instrument	54182
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	TITLE AMERICA

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	461 STOVALL CT HENDERSON NV 89012, HENDERSON, NV 89012

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,740 (-) Building $538,740	$538,740 (-) Building $538,740
2025	$7,286.00 (-5.03%)	$538,740 (-11.52%)	$538,740 (-11.52%)
2024	$7,672.00 (-5.07%)	$608,850 (-3.92%)	$608,850 (-3.92%)
2023	$8,082.00 (+47.11%)	$633,721 (+41.16%)	$633,721 (+41.16%)
2022	$5,494.00	$448,950	$448,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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