8550 A1A S, #23128, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #23128, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,064 sqft · built 1980
Owner	Individual Name on File
Last Sale	$425,000 (May 2026)
Tax Bill	$6,348 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`186532-3128`

Property Details

APN / Parcel Number

Primary APN	`186532-3128`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	273 Units
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980

Location & Zoning

Street Address	8550 A1A S, 23128
City	SAINT AUGUSTINE
State	FL
Zip	32080-8412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMERHOUSE II BEACH & RACQUET CLUB CONDO (PT OF OR521/4) UNIT 23128 OR4090/706 & 4365/410
Legal Range	30E
Legal Township	09S
Legal Section	13
Legal Subdivision	SUMMERHOUSE 2 BLDG 3
Legal Block	2
Legal Lot Number	23128
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3019
Census Tract	21209

Owner

8550 A1A S, #23128 is owned by an individual who bought it in May 2026.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9259 WESTBURY AVE, PLYMOUTH, MI 48170-4729
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Sep 28, 2015 · Amount on File
Deed Document Number	202646132
Deed Book / Page	6373 / 820
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 29, 2026
Property Address	8550 A1A S, 23128, SAINT AUGUSTINE, FL 32080-8412
Document Number	0063730820
Book / Page	6373 / 820
Instrument Date	May 28, 2026
Instrument	202646132
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9259 WESTBURY AVE, PLYMOUTH, MI 48170-4729

Mortgage

Document Number	0000046133,
Date	May 29, 2026
Instrument	202646133

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 29, 2026
Property Address	8550 A1A S, 23128, SAINT AUGUSTINE, FL 32080-8412
Document Number	0000046132
Book / Page	6373 / 820
Instrument Date	May 28, 2026
Instrument	202646132
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9259 WESTBURY AVE, PLYMOUTH, MI 48170-4729

Mortgage

Document Number	0000046133,
Date	May 29, 2026
Instrument	202646133

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 27, 2017
Property Address	8550 A1A S # 23128, 23128, SAINT AUGUSTINE, FL 32080-8412
Document Number	0043650410
Book / Page	004365 / 000410
Instrument Date	Apr 20, 2017
Instrument	29239
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10126 GLENMORE AVE BRADENTON FL 342024049, BRADENTON, FL 34202-4049

Tax Assessment & Valuation

The 2025 property tax bill for 8550 A1A S, #23128 was $6,348, up 7.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,110 (-) Building $484,110	$484,110 (-) Building $484,110
2025	$6,348.00 (+7.65%)	$484,110	$484,110
2024	$5,897.00 (+3.47%)
2023	$5,699.00 (+25.58%)	$541,372 (+47.79%)	$541,372 (+47.79%)
2022	$4,538.00	$366,300	$366,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8550 A1A S, #23128 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8550 A1A S, #23128 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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