8550 A1A S, #2123, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #2123, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,170 sqft · built 1980
Owner	2 Individual Names on Record
Last Sale	$710,000 (Mar 2022)
Tax Bill	$7,181 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`186532-0123`

Property Details

APN / Parcel Number

Primary APN	`186532-0123`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	273 Units
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980

Location & Zoning

Street Address	8550 A1A S, 2123
City	SAINT AUGUSTINE
State	FL
Zip	32080-8412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMERHOUSE II BEACH & RACQUET CLUB CONDO (PT OF OR521/4) UNIT 2123 OR5506/249
Legal Range	30E
Legal Township	09S
Legal Section	13
Legal Subdivision	SUMMERHOUSE 2 BLDG 1
Legal Block	2
Legal Lot Number	2123
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3019
Census Tract	21209

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18020 E EASTER AVE, FOXFIELD, CO 80016-1515
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	202223012
Deed Book / Page	5506 / 249
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 2, 2022
Property Address	8550 A1A S # 2123, 2123, SAINT AUGUSTINE, FL 32080-8412
Document Number	0055060249
Book / Page	5506 / 249
Map Reference	MB 521 PG 4
Instrument Date	Feb 28, 2022
Instrument	2022023012
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18020 E EASTER AVE, FOXFIELD, CO 80016-1515

Mortgage

Document Number	0005506252
Date	Mar 2, 2022
Instrument	5506/252

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	1-Year CMT
Margin	3
Max Rate	8.62%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 31, 2017
Property Address	8550 A1A S # 2123, 2123, SAINT AUGUSTINE, FL 32080-8412
Document Number	0043811282
Book / Page	004381 / 001282
Instrument Date	May 29, 2017
Instrument	37432
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 LOMBARDY CIR LEWISTOWN PA 170442529, LEWISTOWN, PA 17044-2529

Mortgage

Document Number	43811284
Date	May 31, 2017
Book Page	004381/001284
Instrument	37433

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2027

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,000 (-) Building $531,000	$531,000 (-) Building $531,000
2025	$7,181.00 (-8.73%)	$531,000 (-14.96%)	$531,000 (-14.96%)
2024	$7,868.00 (-1.19%)
2023	$7,963.00 (+36.49%)	$624,421 (+26.6%)	$624,421 (+26.6%)
2022	$5,834.00	$493,240	$493,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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