8550 A1A S, #15265, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #15265, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,064 sqft · built 1980
Owner	2 Company Names on File
Last Sale	$730,000 (Nov 2024)
Tax Bill	$8,300 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`186531-5265`

Property Details

APN / Parcel Number

Primary APN	`186531-5265`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	273 Units
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980

Location & Zoning

Street Address	8550 A1A S, 15265
City	SAINT AUGUSTINE
State	FL
Zip	32080-8412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMERHOUSE I BEACH & RACQUET CLUB CONDO (PT OF OR501/519) UNIT 15265 OR6046/1416 & 6209/1104
Legal Range	30E
Legal Township	09S
Legal Section	13
Legal Subdivision	SUMMERHOUSE 1 BLDG 5
Legal Block	1
Legal Lot Number	15265
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3019
Census Tract	21209

Owner

8550 A1A S, #15265 is owned by a company that acquired it in August 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	906 WINDERMERE WAY, PALM BEACH GARDENS, FL 33418-8201
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	May 26, 2022 · Amount on File
Deed Document Number	202486175
Deed Book / Page	6046 / 1416
Last Transfer Date	Aug 25, 2025
Transfer Doc	0062091104
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 26, 2022
Property Address	8550 A1A S # 15265, 15265, SAINT AUGUSTINE, FL 32080-8412
Document Number	0055660420
Book / Page	5566 / 420
Map Reference	MB 501 PG 519
Instrument Date	May 24, 2022
Instrument	2022053451
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6218 LLANO AVE, DALLAS, TX 75214-3318

Mortgage

Document Number	0005566423
Date	May 26, 2022
Instrument	5566/423

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	8550 A1A S # 15265, 15265, SAINT AUGUSTINE, FL 32080-8412
Document Number	0048251626
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 HOLLY BERRY LN JACKSONVILLE FL 322598896, JACKSONVILLE, FL 32259-8896

Mortgage

Document Number	0048251626
Date	Nov 5, 2019
Book Page	004825/001626
Instrument	82595

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8550 A1A S, #15265 was $8,300, up 8.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,740 (-) Building $613,740	$613,740 (-) Building $613,740
2025	$8,300.00 (+8.19%)	$613,740 (+0.8%)	$613,740 (+0.8%)
2024	$7,672.00 (-5.07%)	$608,850 (-3.92%)	$608,850 (-3.92%)
2023	$8,082.00 (+47.11%)	$633,721 (+41.16%)	$633,721 (+41.16%)
2022	$5,494.00	$448,950	$448,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8550 A1A S, #15265 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8550 A1A S, #15265 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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