8550 A1A S, #14255, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #14255, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,064 sqft · built 1980
Owner	2 Individual Names on File
Last Sale	$328,000 (Aug 2018)
Tax Bill	$5,924 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`186531-4255`

Property Details

APN / Parcel Number

Primary APN	`186531-4255`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	273 Units
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980

Location & Zoning

Street Address	8550 A1A S, 14255
City	SAINT AUGUSTINE
State	FL
Zip	32080-8412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMERHOUSE I BEACH & RACQUET CLUB CONDO (PT OF OR501/519) UNIT 14255 OR4595/1509
Legal Range	30E
Legal Township	09S
Legal Section	13
Legal Subdivision	SUMMERHOUSE 1 BLDG 4
Legal Block	1
Legal Lot Number	14255
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3019
Census Tract	21209

Owner

8550 A1A S, #14255 is owned by two individuals who bought it in August 2018.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4637 SADDLEHORN TRL, MIDDLEBURG, FL 32068-3273
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	201858187
Deed Book / Page	4595 / 1509
Prior Transfer Date	Dec 22, 2005
Prior Transfer Doc	0026161568
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	8550 A1A S # 14255, 14255, SAINT AUGUSTINE, FL 32080-8412
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4637 SADDLETON TRAIL, MIDDLEBURG, FL 32068

Mortgage

Document Number	0053670653
Date	Sep 13, 2021
Book Page	5367/653
Instrument	2021100521

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 10, 2018
Property Address	8550 A1A S # 14255, 14255, SAINT AUGUSTINE, FL 32080-8412
Document Number	0045951509
Book / Page	4595 / 1509
Map Reference	MB501 PG519
Instrument Date	Aug 10, 2018
Instrument	2018058187
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PARADISE TITLE OF ST AUGUSTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4637 SADDLEHORN TRL, MIDDLEBURG, FL 32068-3273

Mortgage

Document Number	2018058188
Date	Aug 10, 2018
Instrument	2018058188

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8550 A1A S, #14255 was $5,924, up 6.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,000 (-) Building $438,000	$438,000 (-) Building $438,000
2025	$5,924.00 (+6.26%)	$438,000 (-11.52%)	$438,000 (-11.52%)
2024	$5,575.00 (+1.59%)	$495,000 (-3.92%)	$495,000 (-3.92%)
2023	$5,488.00 (+22.86%)	$515,220 (+41.16%)	$515,220 (+41.16%)
2022	$4,467.00	$365,000	$365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8550 A1A S, #14255 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8550 A1A S, #14255 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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