8550 A1A S, #12220, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 8550 A1A S, #12220, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,064 sqft · built 1980
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2020)
Tax Bill	$5,924 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`186531-2220`

Property Details

APN / Parcel Number

Primary APN	`186531-2220`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	273 Units
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980

Location & Zoning

Street Address	8550 A1A S, 12220
City	SAINT AUGUSTINE
State	FL
Zip	32080-8412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMERHOUSE I BEACH & RACQUET CLUB CONDO (PT OF OR501/519) UNIT 12220 OR4996/1301
Legal Range	30E
Legal Township	09S
Legal Section	13
Legal Subdivision	SUMMERHOUSE 1 BLDG 2
Legal Block	1
Legal Lot Number	12220
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3019
Census Tract	21209

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10919 NE COUNTY ROAD 237, LAKE BUTLER, FL 32054-5247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK OF FLORIDA NA
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Sep 28, 2001 · Amount on Record
Deed Document Number	202059531
Deed Book / Page	4996 / 1301
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	8550 A1A S # 12220, 12220, SAINT AUGUSTINE, FL 32080-8412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048541720
Date	Dec 24, 2019
Book Page	4854/1720
Instrument	2019096398

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	SAINT AUGUSTINE, FL 32086

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 27, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 23, 2020
Property Address	8550 A1A S # 12220, 12220, SAINT AUGUSTINE, FL 32080-8412
Document Number	0049961301
Book / Page	4996 / 1301
Map Reference	MB 501 PG 519
Instrument Date	Jul 17, 2020
Instrument	2020059531
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1290 SE BAYA DR, 1290, LAKE CITY, FL 32025-4888

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10919 NE COUNTY ROAD 237, LAKE BUTLER, FL 32054-5247

Mortgage

Document Number	49961303
Date	Jul 23, 2020
Instrument	4996/1303

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,000 (-) Building $438,000	$438,000 (-) Building $438,000
2025	$5,924.00 (+6.26%)	$438,000 (-14.99%)	$438,000 (-14.99%)
2024	$5,575.00 (+1.59%)
2023	$5,488.00 (+22.86%)	$515,220 (+41.16%)	$515,220 (+41.16%)
2022	$4,467.00	$365,000	$365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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