855 Washington St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 855 Washington St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,248 sqft · built 2017
Lot Size	0.16 acres (6,964 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Feb 2020)
Tax Bill	$9,211 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-017-07`

Property Details

APN / Parcel Number

Primary APN	`14-017-07`
Alternative APNs	`FRAN M:326 L:006` `M:014 L:017=07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	3,659 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,964 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14-017-07
Street Address	855 WASHINGTON ST
City	FRANKLIN
State	MA
Zip	02038-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	6
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2016
Census Tract	442201

Owner

855 Washington St is owned and occupied by two individuals who bought it in February 2020.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	855 WASHINGTON ST, FRANKLIN, MA 02038-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Feb 13, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage KAI C CHAN
May 26, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WILLIAM W L WONG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	202013417
Deed Book / Page	37598 / 249
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	37598-249
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	855 WASHINGTON ST, FRANKLIN, MA 02038-3323
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042246-578
Date	Feb 12, 2025
Book Page	42246/578
Instrument	8578

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Feb 13, 2020
Property Address	855 WASHINGTON ST, FRANKLIN, MA 02038-3323
Document Number	37598-249
Book / Page	37598 / 249
Instrument Date	Feb 3, 2020
Instrument	13417
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 WASHINGTON ST, FRANKLIN, MA 02038-3323

Mortgage

Document Number	13418
Date	Feb 13, 2020
Instrument	13418

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	855 WASHINGTON ST, FRANKLIN, MA 02038-3323
Document Number	35387-95
Book / Page	035387 / 000095
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	35387-95
Date	Aug 24, 2017
Book Page	035387/000095
Instrument	79659

Lender

Name	KAI C CHAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	May 26, 2017
Property Address	855 WASHINGTON ST, FRANKLIN, MA 02038-3323
Document Number	35142-431
Book / Page	035142 / 000431
Instrument Date	May 23, 2017
Instrument	45875
Transaction Type	Transfer
Record Updated	Jun 14, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 27740 LAS VEGAS NV 891267740, LAS VEGAS, NV 89126-7740

Mortgage

Document Number	35142-433
Date	May 26, 2017
Book Page	035142/000433
Instrument	45876

Lender

Name	WILLIAM W L WONG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	35142-464,
Date	May 26, 2017
Book Page	035142/000464
Instrument	45877

Lender

Name	KAI C CHAN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 855 Washington St was $9,211, up 17.9% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,211.00 (+17.92%)	$792,700 (+19.65%) Land $198,300 Building $594,400	$658,635 (+12.88%)
2024	$7,811.00 (-0.19%)	$662,500 (+6.49%) Land $198,300 Building $464,200	$583,490
2023	$7,826.00	$622,100 Land $199,900 Building $422,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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