855 W 23rd St, Upland, CA 91784 Property Records

San Bernardino County property record for 855 W 23rd St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,430 sqft · built 1962
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,998 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1003-382-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-382-05-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	1,430 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Heated Pool
Porch	Patio/Porch
Porch Area	472 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	855 W 23RD ST
City	UPLAND
State	CA
Zip	91784-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS14M
Legal Description	SAN ANTONIO HEIGHTS E 85.16 FT LOT 3 BLK 3
Legal Subdivision	SAN ANTONIO HEIGHTS
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2022
Census Tract	804

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 W 23RD ST, UPLAND, CA 91784-1210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Sep 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 19, 2019
Transfer Doc	0000342460
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 29, 2026
Property Address	855 W 23RD ST, UPLAND, CA 91784-1210
Document Number	0000135687
Instrument Date	May 20, 2026
Instrument	2026135687
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 W 23RD ST, UPLAND, CA 91784-1210

Mortgage

Document Number	0000135687,
Date	May 29, 2026
Instrument	2026135687

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	855 W 23RD ST, UPLAND, CA 91784-1210
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 W 23RD ST, UPLAND, CA 91784-1210

Mortgage

Document Number	0000196564
Date	Aug 10, 2023
Instrument	2023-0196564

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 24, 2019
Property Address	855 W 23RD ST, UPLAND, CA 91784-1210
Document Number	0000342460
Map Reference	MB 4 PG 48
Instrument Date	Sep 19, 2019
Instrument	2019-0342460
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	855 W 23RD ST, UPLAND, CA 91784-1210

Mortgage

Document Number	0000342461
Date	Sep 24, 2019
Instrument	2019-0342461

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,222 (+2%) Land $188,755 Building $368,467
2025	$5,998.00 (+4.88%) Homeowner's exemption	$546,296 (+4.04%) Land $185,054 Building $361,242
2023	$5,719.00 (+2.23%) Homeowner's exemption	$525,083 Land $177,868 Building $347,215
2022	$5,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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