855 Stone Rdg, Springville, AL 35146 Property Records

St. Clair County property record for 855 Stone Rdg, Springville, AL 35146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,859 sqft · built 2007
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Aug 2023)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-28-0-000-007.018`

Property Details

APN / Parcel Number

Primary APN	`12-08-28-0-000-007.018`
Alternative APNs	`122221` `58519`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,859 sqft Heated Area
1st Floor Area	1,571 sqft
Upper Floors Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	855 STONE RDG
City	SPRINGVILLE
State	AL
Zip	35146-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 STONE RIDGE 2006-50 28-14-3
Legal Range	03E
Legal Township	14S
Legal Section	28
Legal Subdivision	STONE RIDGE
Legal Lot Number	18
Jurisdiction	ST CLAIR AL
Township / Civil Division	SPRINGVILLE
Census Block Group	1
Census Block	1001
Census Tract	40507

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	855 STONE RDG, SPRINGVILLE, AL 35146-5017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Aug 4, 2023	Intrafamily Transfer, Transfer SERVICELINK
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Book / Page	2023 / 9065
Prior Transfer Date	Jul 18, 2023
Prior Transfer Doc	0000009065
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	855 STONE RDG, SPRINGVILLE, AL 35146-5017
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 STONE RDG, SPRINGVILLE, AL 35146-5017

Mortgage

Document Number	0000027536
Date	Aug 4, 2023
Book Page	MTG 2023/27536

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Aug 4, 2023
Property Address	855 STONE RDG, SPRINGVILLE, AL 35146-5017
Document Number	0000009065
Book / Page	2023 / 9065
Map Reference	MB 2006 PG 50
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	855 STONE RDG, SPRINGVILLE, AL 35146-5017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 STONE RDG, SPRINGVILLE, AL 35146-5017

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	855 STONE RDG, SPRINGVILLE, AL 35146-5017
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026256
Date	Apr 14, 2021
Book Page	MTG 2021/26256

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,300 (-49.99%)	$392,920 (-)
2023		$78,584 (+94.66%) Land $9,900 Building $68,684	$392,920 (-2.67%) Land $49,500 Building $343,420
2022	Homeowner's exemption Disabled Person's exemption	$40,369 Land $4,500 Building $35,869	$403,690 Land $45,000 Building $358,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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