855 Spring St, Clearwater, MN 55320 Property Records

Wright County property record for 855 Spring St, Clearwater, MN 55320 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,008 sqft · built 1966
Lot Size	0.447 acres (19,483 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Sep 2023)
Tax Bill	$2,572 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`104-011-002061`

Property Details

APN / Parcel Number

Primary APN	`104-011-002061`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,483 sqft (0.447 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	855 SPRING ST
City	CLEARWATER
State	MN
Zip	55320-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-123 RANGE-027 CLEARWATER HEIGHTS LOT-006 BLOCK-002 N1/2OF LOT 6 BLK 2 CLEARWATER HEIGHTS 02 N1/2OF LOT 6 BLK 2 CL
Legal Range	027
Legal Township	123
Legal Section	35
Legal Subdivision	CLEARWATER HEIGHTS
Legal Block	2,2
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1018
Census Tract	100300

Owner

Source: Wright County records · APN 104-011-002061

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 12, 2023	Warranty Deed, Transfer AUTHORITY TITLE INC
Feb 07, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) RESULTS MORTGAGE LLC
Feb 07, 2022	Warranty Deed, Transfer · Conventional Mortgage RESULTS MORTGAGE LLC
Feb 05, 2019	Deed of Trust, Mortgage · Line of Credit LAKE CENTRAL BANK
Jan 30, 2017	Grant Deed, Transfer WELLS FARGO BK
Jan 30, 2017	Affidavit of Death, Transfer METRO LEGAL SERVICES, METRO LEGAL SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	20231582586
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 03, 2023
Property Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Document Number	00A1539847
Instrument Date	Sep 21, 2023
Instrument	A1539847
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	BURNET TITLE-EAGAN, BURNET TITLE MN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$890.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1539848
Date	Oct 03, 2023
Instrument	A1539848

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 12, 2023
Property Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Document Number	00A1534075
Instrument Date	Jun 28, 2023
Instrument	A1534075
Transaction Type	Transfer
Record Updated	Aug 08, 2023
Title Company	AUTHORITY TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46092, PLYMOUTH, MN 55446-0092

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	RESULTS TITLE, RESULTS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1498168
Date	Feb 07, 2022
Instrument	A1498168

Lender

Name	RESULTS MORTGAGE LLC
Type	Mortgage Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 07, 2022
Property Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Document Number	00A1498166
Instrument Date	Jan 21, 2022
Instrument	A1498166
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	RESULTS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1498167
Date	Feb 07, 2022
Instrument	A1498167

Lender

Name	RESULTS MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 SPRING ST, CLEARWATER, MN 55320-2037

Mortgage

Document Number	0001389160
Date	Feb 05, 2019
Instrument	1389160

Lender

Name	LAKE CENTRAL BANK
Type	Bank
Address	ANNANDALE, MN 55302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 29, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 30, 2017
Property Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Document Number	0001335675
Instrument Date	Dec 30, 2016
Instrument	1335675
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	METRO LEGAL SERVICES, METRO LEGAL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$353.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 SPRING ST CLEARWATER MN 553202037, CLEARWATER, MN 55320-2037

Mortgage

Document Number	1335676
Date	Jan 30, 2017
Instrument	1335676

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WRIGHT MN
Recording Date	Jan 30, 2017
Property Address	855 SPRING ST, CLEARWATER, MN 55320-2037
Document Number	0001335674
Instrument Date	Dec 30, 2016
Instrument	1335674
Transaction Type	Transfer
Record Updated	Mar 01, 2017
Title Company	METRO LEGAL SERVICES, METRO LEGAL SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6759 135TH AVE NE FOLEY MN 563299203, FOLEY, MN 56329-9203

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,572.00 (+21.67%)	$245,000 (+4.7%) Land $35,000 Building $210,000	$245,000 (+4.7%) Land $35,000 Building $210,000
2025		$234,000 (+21.43%) Land $35,000 Building $199,000	$234,000 (+21.43%) Land $35,000 Building $199,000
2023	$2,114.00 (-8.64%)	$192,700 Land $35,000 Building $157,700	$192,700 Land $35,000 Building $157,700
2022	$2,314.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271711003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

855 Spring St, Clearwater, MN 55320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number