855 Sprague St, Edmonds, WA 98020 Property Records

Snohomish County property record for 855 Sprague St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,640 sqft · built 1951
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,000 (Sep 2015)
Tax Bill	$7,427 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4342-081-020-00`

Property Details

APN / Parcel Number

Primary APN	`4342-081-020-00`
Alternative APNs	`004342-081-020-00` `43420810200005` `1089546`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1089546
Street Address	855 SPRAGUE ST
City	EDMONDS
State	WA
Zip	98020-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITY OF EDMONDS BLK 081 D-00 - LOTS 20 & 21 SUBJ SLOPE ESE TO CITY OF EDMONDS
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	081 D
Legal Lot Number	20,21
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1000
Census Tract	50502

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 SPRAGUE ST, EDMONDS, WA 98020-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Document Number	2015740
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	855 SPRAGUE ST, EDMONDS, WA 98020-3044
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110280241
Date	Oct 28, 2021
Instrument	202110280241

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	855 SPRAGUE ST, EDMONDS, WA 98020-3044
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202108200204
Date	Aug 20, 2021
Instrument	202108200204

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	855 SPRAGUE ST, EDMONDS, WA 98020-3044
Document Number	0000000281
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	855 SPRAGUE ST EDMONDS WA 980203044, EDMONDS, WA 98020-3044

Mortgage

Document Number	0000000281
Date	Sep 20, 2019
Instrument	201909200281

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,427.00 (+16.43%)	$927,200 (+8.75%) Land $758,000 Building $169,200	$927,200 (+8.75%) Land $758,000 Building $169,200
2025	$6,379.00 (+8.99%)
2023	$5,853.00	$852,600 Land $655,200 Building $197,400	$852,600 Land $655,200 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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