Merced County property record for 855 Sophie Ct, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,791 sqft · built 2022 |
| Lot Size | 0.153 acres (6,680 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $574,500 (Jun 2025) |
| Tax Bill | $7,269 (2025) |
| Deeds & Mortgages | Sep 2021 Construction Loan Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-310-032-000 |
| Primary APN | 224-310-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,791 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Lot Area | 6,680 sqft (0.153 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 224-310-032 |
|---|---|
| Street Address | 855 SOPHIE CT |
| City | MERCED |
| State | CA |
| Zip | 95348-8435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 BELLEVUE RANCH WEST, VILLAGE 18A, PH 1 |
| Legal Subdivision | 5377 BELLEVUE RANCH WEST VLG 1 |
| Legal Lot Number | 32 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 13 MAJESTIC OAK CT, SAN RAMON, CA 94583-9117 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Jun 30, 2025 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Deed Document Number | 202517685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 855 SOPHIE CT, MERCED, CA 95348-8435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000040632 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021040632 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FRESNO, CA 93720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 30, 2025 |
| Property Address | 855 SOPHIE CT, MERCED, CA 95348-8435 |
| Document Number | 0000017685 |
| Map Reference | VOL 83 PG 47-50 |
| Instrument Date | Jun 15, 2025 |
| Instrument | 2025017685 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13 MAJESTIC OAK CT, SAN RAMON, CA 94583-9117 |
| Document Number | 0000017686 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025017686 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $585,612 (+8.46%) Land $122,400 Building $463,212 | |
| 2025 | $7,269.00 (+265.28%) | $539,943 (+703.15%) Land $69,943 Building $470,000 |
| 2024 | $1,990.00 (+3.65%) | |
| 2023 | $1,920.00 (+239.82%) | $67,228 Land $67,228 |
| 2022 | $565.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ayera Technologies, Cal.net.
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