855 Smokey Ave, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 855 Smokey Ave, Schenevus, NY 12155

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 2,250 sqft · built 2020
Lot Size	11.7 acres (510,523 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2024)
Tax Bill	$9,513 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363600 198.00-2-9.02`

Property Details

APN / Parcel Number

Primary APN	`363600 198.00-2-9.02`
Alternative APN	`307619`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	510,523 sqft (11.7 acres)
Lot Width	750 ft Width
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	307619
Street Address	855 SMOKEY AVE
City	SCHENEVUS
State	NY
Zip	12155-4016
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A5
Legal Description	969 0 0
Legal Block	2
Legal Lot Number	9.002
Jurisdiction	OTSEGO NY
Township / Civil Division	MARYLAND
Census Block Group	2
Census Block	2015
Census Tract	590701

Owner

855 Smokey Ave, a rural home, is owned and occupied by two individuals who bought it in June 2024.

Source: Otsego County and Maryland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	855 SMOKEY AVE, SCHENEVUS, NY 12155-4016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Feb 26, 2019	Warranty Deed, Transfer NOT AVAILABLE
Sep 25, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	20242128
Record Updated	Oct 29, 2026

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 5, 2024
Property Address	855 SMOKEY AVE, SCHENEVUS, NY 12155-4016
Document Number	0000000128
Instrument Date	May 20, 2024
Instrument	2024-2128
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	241 COUNTY HIGHWAY 56, SCHENEVUS, NY 12155-3806

Mortgage

Document Number	0000000129
Date	Jun 5, 2024
Instrument	2024-2129

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 26, 2019
Property Address	855 SMOKEY AVE, SCHENEVUS, NY 12155-4016
Document Number	0000000878
Instrument Date	Feb 15, 2019
Instrument	878
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	855 SMOKEY AVE SCHENEVUS NY 121554016, SCHENEVUS, NY 12155-4016

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 25, 2017
Property Address	855 SMOKEY AVE, SCHENEVUS, NY 12155-4016
Document Number	0000004625
Instrument Date	Aug 28, 2017
Instrument	4625
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 11891 COLLEGE STATION TX 778421891, COLLEGE STATION, TX 77842-1891

Tax Assessment & Valuation

The 2026 property tax bill for 855 Smokey Ave was $9,513, down 8.3% from the year before.

Source: Otsego County and Maryland Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Maryland Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,513.00 (-8.29%)
2025	$10,373.00	$309,900 Land $34,900 Building $275,000	$437,280 Land $49,245 Building $388,035
2023		$419,900 Land $34,900 Building $385,000	$499,881 Land $41,548 Building $458,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 Smokey Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2006–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Smokey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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