855 Silver Oak Ct, Orlando, FL 32809 Property Records

Orange County property record for 855 Silver Oak Ct, Orlando, FL 32809

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,191 sqft · built 1963
Lot Size0.149 acres (6,512 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Sep 2024)
Tax Bill$4,259 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN23-23-29-8082-01-110

Property Details

APN / Parcel Number

Primary APN23-23-29-8082-01-110
Alternative APNs
  • 292323808201110
  • 417012
  • 422645
  • 426845

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,191 sqft Living Area
Gross Area1,622 sqft
1st Floor Area1,191 sqft
Utility Area91 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1975
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,512 sqft (0.149 acres)
Garage TypeCarport
Garage Area340 sqft
CarportCarport
Carport Area340 sqft
Parking Spaces1 Parking Space
PorchScreened/Unfinished Porch
Porch Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address855 SILVER OAK CT
CityORLANDO
StateFL
Zip32809-5809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSKY LAKE OAK RIDGE SEC UNIT 2 Z/12 LOT 111
Legal Range29E
Legal Township23S
Legal Section23
Legal SubdivisionSKY LAKE OAK RIDGE SEC UT 2
Legal Tract8082
Legal Block1
Legal Lot Number111
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1001
Census Tract14302

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address855 SILVER OAK CT, ORLANDO, FL 32809-5809
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2024 · Amount on Record
Deed SaleSep 12, 2024 · Amount on Record
Prior SaleNov 23, 2016 · Amount on Record
Deed Document Number2024530755
Record UpdatedJun 8, 2026

September 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 12, 2024
Property Address855 SILVER OAK CT, ORLANDO, FL 32809-5809
Document Number0000530755
Map ReferenceMB Z PG 12
Instrument DateSep 11, 2024
Instrument20240530755
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025
Title CompanyCITY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 SAVONA CT, ALTAMONTE SPRINGS, FL 32701-6824

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 SILVER OAK CT, ORLANDO, FL 32809-5809

Mortgage

Document Number0000530757
DateSep 12, 2024
Instrument20240530757
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Mortgage

Document Number0000530758
DateSep 12, 2024
Instrument20240530758
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,840 (-2.27%) Land $85,000 Building $184,840$269,840 (-2.27%) Land $85,000 Building $184,840
2025$4,259.00 (+16.97%)$276,110 (+28.92%) Land $85,000 Building $191,110$276,110 (+28.92%) Land $85,000 Building $191,110
2024$3,641.00 (+11.58%)
2023$3,263.00 (+15.02%)$214,179 (+22.88%) Land $80,000 Building $134,179$214,179 (+22.88%) Land $80,000 Building $134,179
2022$2,837.00$174,293 Land $60,000 Building $114,293$174,293 Land $60,000 Building $114,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 87 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies87 in force
Nearby Flood Claims31 (1980–2022)
Claims Outside the SFHA2 of 31
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Oct 2022 · 11 claims
  • Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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