855 Shepherd Ln, Elburn, IL 60119 Property Records

Kane County property record for 855 Shepherd Ln, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,970 sqft · built 2001
Lot Size	0.7 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Oct 2025)
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-32-403-040`

Property Details

APN / Parcel Number

Primary APN	`08-32-403-040`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,970 sqft Living Area
Gross Area	3,224 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Combination
Lot Area	3,049 sqft (0.7 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	855 SHEPHERD LN
City	ELBURN
State	IL
Zip	60119-7125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 IN WILLIAMS RIDGE TOWNHOMES PHASE 2
Legal Subdivision	WILLIAMS RIDGE TOWNHOMES
Legal Phase	2
Legal Block	2
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2045
Census Tract	852408

Owner

855 Shepherd Ln is owned by an individual who bought it in October 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	855 SHEPHERD LN, 855H, ELBURN, IL 60119-7125
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit UW CU
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	Apr 16, 2014 · Amount on File
Deed Document Number	202539929
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	0000021675
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	855 SHEPHERD LN, ELBURN, IL 60119-7125
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022962
Date	Jun 23, 2025
Instrument	2025K022962

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 14, 2025
Property Address	855 SHEPHERD LN, ELBURN, IL 60119-7125
Document Number	0000039929
Map Reference	DOC 2000K054269
Instrument Date	Sep 20, 2025
Instrument	2025K039929
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 SHEPHERD LN, ELBURN, IL 60119-7125

Mortgage

Document Number	0000039930
Date	Oct 14, 2025
Instrument	2025K039930

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	855 SHEPHERD LN, ELBURN, IL 60119-7125
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050500
Date	Oct 23, 2019
Instrument	2019K050500

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 855 Shepherd Ln was $6,524, up 5.9% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,524.00 (+5.86%) Homeowner's exemption	$87,400 (+8.43%) Land $7,123 Building $80,277	$262,305 (+8.43%) Land $21,378 Building $240,927
2024	$6,163.00 Homeowner's exemption	$80,605 Land $6,569 Building $74,036	$241,912 Land $19,715 Building $222,197
2022	$5,482.00 (+4.72%) Homeowner's exemption	$62,301 (+5.91%) Land $5,351 Building $56,950	$186,903 (+5.91%) Land $16,053 Building $170,850
2021	$5,235.00 Homeowner's exemption	$58,824 Land $5,052 Building $53,772	$176,472 Land $15,156 Building $161,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 855 Shepherd Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 855 Shepherd Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV, Xfinity.

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