855 Shady Oak Ln, Alabaster, AL 35007 Property Records

Shelby County property record for 855 Shady Oak Ln, Alabaster, AL 35007

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,557 sqft · built 1985
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$235,710 (Jul 2019)
Tax Bill	$1,730 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235220002030000`

Property Details

APN / Parcel Number

Primary APN	`235220002030000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,557 sqft Heated Area
1st Floor Area	1,964 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	74,052 sqft (1.7 acres)
Lot Dimensions	325 ft deep x 230 ft wide
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	855 SHADY OAK LN
City	ALABASTER
State	AL
Zip	35007-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ SE COR OF SE1/4 OF SW1/4S22 T21S R3W W ALG S BDY LN 950' TO POB N 325W 230' S 325' E ALG S BDY LN 230' TO POB
Legal Range	03W
Legal Township	21S
Legal Section	22
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1000
Census Tract	30611

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	855 SHADY OAK LN, ALABASTER, AL 35007-7665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 12, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	2019262140
Prior Transfer Date	Feb 15, 2010
Prior Transfer Doc	0000041760
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	855 SHADY OAK LN, ALABASTER, AL 35007-7665
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 SHADY OAK LN, ALABASTER, AL 35007-7665

Mortgage

Document Number	0000066670
Date	Mar 10, 2023
Instrument	20230310000066670

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Feb 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	855 SHADY OAK LN, ALABASTER, AL 35007-7665
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000236590
Date	May 12, 2021
Instrument	20210512000236590

Lender

Name	BBVA USA
Type	Bank
Address	PELHAM, AL 35124

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 23, 2019
Property Address	855 SHADY OAK LN, ALABASTER, AL 35007-7665
Document Number	0000262140
Instrument Date	Jul 23, 2019
Instrument	20190723000262140
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 COUNTY ROAD 437, 624, GRAHAM, AL 36263-4304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 SHADY OAK LN, ALABASTER, AL 35007-7665

Mortgage

Document Number	0000262150
Date	Jul 23, 2019
Instrument	20190723000262150

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,730.00 (+0.64%) Homeowner's exemption
2025	$1,719.00 (+10.33%)	$31,840 (+7.49%)	$318,400 (+7.53%) Land $63,700 Building $254,700
2023	$1,558.00 Homeowner's exemption	$29,620	$296,100 Land $63,700 Building $232,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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