855 River Cove Dr, Dacula, GA 30019 Property Records

Gwinnett County property record for 855 River Cove Dr, Dacula, GA 30019

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,636 sqft · built 1999
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$529,000 (Dec 2022)
Tax Bill	$7,951 (2025)
Deeds & Mortgages	Jun 2025 Second Mortgage Jun 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7-019-008`

Property Details

APN / Parcel Number

Primary APN	`7-019-008`
Alternative APN	`R7019 008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,636 sqft Living Area
1st Floor Area	1,055 sqft
Attic Area	280 sqft
Basement Area	1,375 sqft
Finished Basement	954 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Width	80 ft Width
Terrain	Low
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	101 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	7019008
Street Address	855 RIVER COVE DR
City	DACULA
State	GA
Zip	30019-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100C-SINGLE FAM RES
Legal Description	L18 BA APPALACHEE RIVER CLUB, PH 1
Legal Subdivision	APPALACHEE RIVER
Legal Phase	1
Legal Block	A
Legal Lot Number	18
Jurisdiction	GWINNETT GA
Township / Civil Division	DACULA-ROCKY CREEK
Census Block Group	1
Census Block	1002
Census Tract	50630

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	855 RIVER COVE DR, DACULA, GA 30019-2094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jun 18, 2025	Deed of Trust, Mortgage UNITED WHOLESALE
Dec 14, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
Dec 14, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
May 7, 2021	Warranty Deed, Transfer · FHA Mortgage BAY VALLEY MORTGAGE GROUP
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	2022-037160
Deed Book / Page	60353 / 443
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	855 RIVER COVE DR, DACULA, GA 30019-2094
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 RIVER COVE DR, DACULA, GA 30019-2094

Mortgage

Document Number	0619050281
Date	Jun 18, 2025
Book Page	0000061905/0000000281

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2065

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	855 RIVER COVE DR, DACULA, GA 30019-2094
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 RIVER COVE DR, DACULA, GA 30019-2094

Mortgage

Document Number	0619050289
Date	Jun 18, 2025
Book Page	0000061905/0000000289

Lender

Name	UNITED WHOLESALE

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2065

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 14, 2022
Property Address	855 RIVER COVE DR, DACULA, GA 30019-2094
Document Number	0603530443
Book / Page	60353 / 443
Instrument Date	Dec 14, 2022
Instrument	2022-037160
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 RIVER COVE DR, DACULA, GA 30019-2094

Mortgage

Document Number	0603530446
Date	Dec 15, 2022
Book Page	0000060353/0000000446

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 14, 2022
Property Address	855 RIVER COVE DR, DACULA, GA 30019-2094
Document Number	0603530443
Book / Page	60353 / 443
Instrument Date	Dec 14, 2022
Instrument	2022-037160
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 RIVER COVE DR, DACULA, GA 30019-2094

Mortgage

Document Number	0060353446
Date	Dec 14, 2022
Instrument	60353/446

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	May 7, 2021
Property Address	855 RIVER COVE DR, DACULA, GA 30019-2094
Document Number	0587270678
Book / Page	58727 / 678
Instrument Date	May 7, 2021
Instrument	2021-014493
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 RIVER COVE DR, DACULA, GA 30019-2094

Mortgage

Document Number	0587270680
Date	May 13, 2021
Book Page	0000058727/0000000680

Lender

Name	BAY VALLEY MORTGAGE GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	855 RIVER COVE DR, DACULA, GA 30019-2094
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0550110039
Date	Mar 27, 2017
Book Page	55011/39

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,951.00 (+3.03%)	$215,880 (+4.35%) Land $45,600 Building $170,280	$539,700 (+4.35%) Land $114,000 Building $425,700
2023	$7,717.00	$206,880 Land $52,520 Building $154,360
2022			$517,200 Land $131,300 Building $385,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.2% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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