855 Ridgeway St, Hammond, WI 54015 Property Records

St. Croix County property record for 855 Ridgeway St, Hammond, WI 54015

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2017)
Tax Bill	$4,256 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`136-1021-80-000`

Property Details

APN / Parcel Number

Primary APN	`136-1021-80-000`
Alternative APN	`28.29.17.189`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	855 RIDGEWAY ST
City	HAMMOND
State	WI
Zip	54015-5078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 92' LOT 2 BLK 17 THAYER'S ADD VIL HAMMOND
Legal Range	17W
Legal Township	29N
Legal Section	28
Legal Subdivision	THAYERS ADDITIOM
Legal Block	17
Legal Lot Number	2
Jurisdiction	ST CROIX WI
Township / Civil Division	HAMMOND
Census Block Group	1
Census Block	1013
Census Tract	121000

Owner

855 Ridgeway St is owned and occupied by two individuals who bought it in July 2017.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	855 RIDGEWAY ST, HAMMOND, WI 54015-5078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Sep 3, 2020	Warranty Deed, Transfer STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TITLE
Aug 21, 2017	Deed of Trust, Mortgage ASSOCIATED BK
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Deed Document Number	20171050713
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	May 15, 2026
Property Address	855 RIDGEWAY ST, HAMMOND, WI 54015-5078
Document Number	0001207390
Instrument Date	May 6, 2026
Instrument	20261207390
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 RIDGEWAY ST, HAMMOND, WI 54015-5078

Mortgage

Document Number	0001207390,
Date	May 15, 2026
Instrument	20261207390

Lender

Name	ASSOCIATED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 28, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	855 RIDGEWAY ST, HAMMOND, WI 54015-5078
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001157975
Date	Aug 26, 2022
Instrument	1157975

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	855 RIDGEWAY ST, HAMMOND, WI 54015-5078
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001150995
Date	Apr 4, 2022
Instrument	1150995

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 3, 2020
Property Address	855 RIDGEWAY ST, HAMMOND, WI 54015-5078
Document Number	0001110876
Instrument Date	Sep 3, 2020
Instrument	1110876
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 RIDGEWAY ST HAMMOND WI 540155078, HAMMOND, WI 54015-5078

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	855 RIDGEWAY ST, HAMMOND, WI 54015-5078
Document Number	0001052762
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 RIDGEWAY ST HAMMOND WI 540155078, HAMMOND, WI 54015-5078

Mortgage

Document Number	0001052762
Date	Aug 21, 2017
Instrument	1052762

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 13, 2017
Property Address	855 RIDGEWAY ST, HAMMOND, WI 54015-5078
Document Number	0001050713
Instrument Date	Jun 30, 2017
Instrument	1050713
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001050714
Date	Jul 13, 2017
Instrument	1050714

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 855 Ridgeway St was $4,256 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hammond Village
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,256.00 Homeowner's exemption
2025	$4,256.00 Homeowner's exemption	$194,600 Land $20,900 Building $173,700	$194,600 Land $20,900 Building $173,700
2023	$4,020.00 Homeowner's exemption	$194,600 Land $20,900 Building $173,700	$194,600 Land $20,900 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 Ridgeway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Ridgeway St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATERWORKS serves 1,884 people · EPA ID WI6560121
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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