855 Prospect St, Jesup, IA 50648 Property Records

Buchanan County property record for 855 Prospect St, Jesup, IA 50648

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,364 sqft · built 1971
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Tax Bill$3,116 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0532103016

Property Details

APN / Parcel Number

Primary APN0532103016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,364 sqft Living Area
Basement Area682 sqft
Finished Basement682 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area13,504 sqft (0.31 acres)
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address855 PROSPECT ST
CityJESUP
StateIA
Zip50648-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUROE'S ADD LOT 26
Legal SubdivisionDUROES ADD
Legal Lot Number26
JurisdictionBUCHANAN IA
Township / Civil DivisionPERRY
Census Block Group3
Census Block3007
Census Tract950300

Owner

855 Prospect St is owned and occupied by an individual.

Source: Buchanan County records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing Address855 PROSPECT ST, JESUP, IA 50648-1033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION CREDIT UNION
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Recording DateSep 14, 2026
Property Address855 PROSPECT ST, JESUP, IA 50648-1033
Document Number0000002746
Instrument DateSep 9, 2026
Instrument20262746
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 PROSPECT ST, JESUP, IA 50648-1033

Mortgage

Document Number0000002746,
DateSep 14, 2026
Instrument20262746
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address855 PROSPECT ST, JESUP, IA 50648-1033
Transaction TypeMortgage
Record UpdatedMar 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R00346
DateJan 31, 2022
Instrument2022R00346
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 15, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 855 Prospect St was $3,116 with a homeowner's exemption.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityJesup City
Unified School DistrictJesup Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 Homeowner's exemption$189,560 Land $32,620 Building $156,940$189,560 Land $32,620 Building $156,940
2023$2,782.00 Homeowner's exemption$166,800 Land $29,120 Building $137,680$166,800 Land $29,120 Building $137,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJESUP MUNICIPAL WATER SUPPLY
serves 2,508 people · EPA ID IA1044006
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Heartland Technology
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on Prospect St

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