855 Place Rd, Los Banos, CA 93635 Property Records

Merced County property record for 855 Place Rd, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,070 sqft · built 1997
Lot Size	0.145 acres (6,335 sqft)
Owner	Individual Name on File
Last Sale	$409,000 (Jul 2026)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-512-023-000`

Property Details

APN / Parcel Number

Primary APN	`082-512-023-000`
Alternative APN	`082-512-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
Gross Area	1,470 sqft
1st Floor Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Tile
Lot Area	6,335 sqft (0.145 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	082-512-023
Street Address	855 PLACE RD
City	LOS BANOS
State	CA
Zip	93635-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ST FRAN EST 2-3 LOT 295
Legal Subdivision	ST FRAN ESTATE
Legal Lot Number	295
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1017
Census Tract	2304

Owner

855 Place Rd is owned and occupied by an individual who bought it in July 2026.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	855 PLACE RD, LOS BANOS, CA 93635-2823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Oct 9, 2014 · Amount on File
Deed Document Number	202619588
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	0000017852
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 21, 2026
Property Address	855 PLACE RD, LOS BANOS, CA 93635-2823
Document Number	0000019588
Instrument Date	Jul 13, 2026
Instrument	202619588
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,439.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 PLACE RD, LOS BANOS, CA 93635-2823

Mortgage

Document Number	0000019589,
Date	Jul 21, 2026
Instrument	202619589

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 855 Place Rd was $2,480.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$220,650 (+2%) Land $49,031 Building $171,619
2025	$2,480.00	$216,324 Land $48,070 Building $168,254
2023	$2,378.00 (+1.41%)	$207,925 Land $46,204 Building $161,721
2022	$2,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 855 Place Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Place Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20