855 Pile St, Ramona, CA 92065 Property Records

San Diego County property record for 855 Pile St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,878 sqft · built 2004
Lot Size4 acres (174,240 sqft)
OwnerCompany Name on File
Last Sale$490,000 (Nov 2012)
Tax Bill$7,442 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN279-160-42-00

Property Details

APN / Parcel Number

Primary APN279-160-42-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,878 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area174,240 sqft
Parking Spaces6 Parking Spaces

Location & Zoning

Street Address855 PILE ST
CityRAMONA
StateCA
Zip92065-1565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 4 TR PM17277
Legal SubdivisionPARCEL MAP 17277
Legal Tract1017277
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1037
Census Tract20807

Owner

Source: San Diego County records · APN 279-160-42-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address855 PILE ST, RAMONA, CA 92065-1565
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 19, 2020Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
Jun 13, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 24, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2012 · Amount on Record
Deed SaleNov 02, 2012 · Amount on Record
Deed Document Number2012686644
Prior Transfer DateOct 24, 2006
Prior Transfer Doc0000758082
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address855 PILE ST, RAMONA, CA 92065-1565
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 PILE ST, RAMONA, CA 92065-1565

Mortgage

Document Number0000260975
DateApr 05, 2021
Instrument2021-0260975
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address855 PILE ST, RAMONA, CA 92065-1565
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068028
DateFeb 10, 2020
Instrument2020-0068028
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address855 PILE ST, RAMONA, CA 92065-1565
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000252623
DateMay 19, 2020
Instrument2020-0252623
Lender
NameUMPQUA BANK
TypeBank
AddressLA MESA, CA 91942
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 13, 2019
Property Address855 PILE ST, RAMONA, CA 92065-1565
Document Number0000230784
Instrument DateJun 11, 2019
Instrument230784
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address855 PILE ST RAMONA CA 920651565, RAMONA, CA 92065-1565

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 24, 2017
Property Address855 PILE ST, RAMONA, CA 92065-1565
Document Number0000088337
Map ReferencePM17277
Instrument DateFeb 10, 2017
Instrument2017-0088337
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address855 PILE ST, RAMONA, CA 92065-1565

Mortgage

Document Number0000088338
DateFeb 24, 2017
Instrument2017-0088338
Lender
NameSKYLINE FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$693,585 (+2%) Land $219,099 Building $474,486
2025$7,442.00 (+7.59%) Homeowner's exemption$679,986 (+4.04%) Land $214,803 Building $465,183
2023$6,917.00 (-1.75%) Homeowner's exemption$653,583 Land $206,463 Building $447,120
2022$7,040.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 95% of the US · above 81% of California
Wildfire LikelihoodAbout 1 in 42 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pile St

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