Lorain County property record for 855 Osborn Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,720 sqft · built 1920 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,500 (Jun 2026) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-027-110-033 |
| Primary APN | 02-02-027-110-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 1,816 sqft |
| 1st Floor Area | 717 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 60 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 128 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 855 OSBORN AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW PARK REALTY 60 X 130 |
| Legal Subdivision | LAKEVIEW PARK REALTY |
| Legal Tract | 02 |
| Legal Block | 110 |
| Legal Lot Number | 120 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 22500 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 855 OSBORN AVE, LORAIN, OH 44052-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED NATIONS FEDERAL CREDIT UNION |
| Apr 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Mar 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 29, 2019 | Grant Deed, Transfer MILLER HOME TITLE |
| Mar 8, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 2026100672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 855 OSBORN AVE, LORAIN, OH 44052-1221 |
| Document Number | 0000100672 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026100672 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 OSBORN AVE, LORAIN, OH 44052-1221 |
| Document Number | 0000100673, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026100673 |
| Name | UNITED NATIONS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 6, 2022 |
| Property Address | 855 OSBORN AVE, LORAIN, OH 44052-1221 |
| Document Number | 0000870035 |
| Map Reference | VOL 9 PG 6 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022-0870035 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 OSBORN AVE, LORAIN, OH 44052-1221 |
| Document Number | 0000870180 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-0870180 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 855 OSBORN AVE, LORAIN, OH 44052-1221 |
| Document Number | 0000709290 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|---|
| Address | 855 OSBORN AVE LORAIN OH 440521221, LORAIN, OH 44052-1221 |
| Document Number | 0000709290 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 709290 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 29, 2019 |
| Property Address | 855 OSBORN AVE, LORAIN, OH 44052-1221 |
| Document Number | 0000709075 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 709075 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 OSBORN AVE LORAIN OH 440521221, LORAIN, OH 44052-1221 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 8, 2019 |
| Property Address | 855 OSBORN AVE, LORAIN, OH 44052-1221 |
| Document Number | 0000706750 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 706750 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $586.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,130.00 (-7.27%) Homeowner's exemption | $55,720 (+0.01%) Land $12,420 Building $43,300 | $159,190 (-) Land $35,480 Building $123,710 |
| 2024 | $2,297.00 (+29.19%) | $55,717 (+61.35%) Land $12,418 Building $43,299 | $159,190 (+61.35%) Land $35,480 Building $123,710 |
| 2023 | $1,778.00 (+0.91%) | $34,532 (-0.02%) Land $10,287 Building $24,245 | $98,660 (-) Land $29,390 Building $69,270 |
| 2022 | $1,762.00 | $34,540 Land $10,290 Building $24,250 | |
| 2021 | $98,660 Land $29,390 Building $69,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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