855 Oakland St, Cheney, WA 99004 Property Records

Spokane County property record for 855 Oakland St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,628 sqft · built 1966
Lot Size	0.281 acres (12,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (Jun 2019)
Tax Bill	$4,066 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13123.0036`

Property Details

APN / Parcel Number

Primary APN	`13123.0036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	1,314 sqft
Basement Area	1,314 sqft
Finished Basement	1,314 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,237 sqft (0.281 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	855 OAKLAND ST
City	CHENEY
State	WA
Zip	99004-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	12 23 41 PTN OF S1/2 OF E1/2 OF E1/2 OF NW1/4 OF SW1/4 D AF; BEG AT INTERSEC OF N LN OF OAKLAND ST WITH E LN OF 9TH ST E XTD TH E ALG N LN OF SD OAKLAND ST 81.56 TH N ALG LN PAR WITH E LN OF 9TH ST EXTD 150 TH W PAR TO N LN OF OAKLAND ST 81.56 TH S T
Legal Range	41
Legal Township	23
Legal Section	12
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2005
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 OAKLAND ST, CHENEY, WA 99004-2338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Apr 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SPOKANE TEACHER CU
Apr 8, 2022	Quit Claim Deed, Transfer SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jun 12, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 12, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Oct 2, 2012 · Amount on Record
Deed Document Number	20196812948
Last Transfer Date	Apr 4, 2022
Transfer Doc	0007197023
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	855 OAKLAND ST, CHENEY, WA 99004-2338
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007239014
Date	Sep 14, 2022
Instrument	7239014

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Apr 8, 2022
Property Address	855 OAKLAND ST, CHENEY, WA 99004-2338
Document Number	0007197023
Instrument Date	Apr 4, 2022
Instrument	7197023
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007197024
Date	Apr 8, 2022
Instrument	7197024

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 8, 2022
Property Address	855 OAKLAND ST, CHENEY, WA 99004-2338
Document Number	0007196992
Instrument Date	Apr 4, 2022
Instrument	7196992
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 12, 2019
Property Address	855 OAKLAND ST, CHENEY, WA 99004-2338
Document Number	0006812948
Instrument Date	Jun 6, 2019
Instrument	6812948
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,238.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 OAKLAND ST, CHENEY, WA 99004-2338

Mortgage

Document Number	0006812951
Date	Jun 12, 2019
Instrument	6812951

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 12, 2019
Property Address	855 OAKLAND ST, CHENEY, WA 99004-2338
Document Number	0006812949
Instrument Date	Jun 6, 2019
Instrument	6812949
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 OAKLAND ST CHENEY WA 990042338, CHENEY, WA 99004-2338

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 12, 2019
Property Address	855 OAKLAND ST, CHENEY, WA 99004-2338
Document Number	0006812950
Instrument Date	Jun 6, 2019
Instrument	6812950
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 OAKLAND ST CHENEY WA 990042338, CHENEY, WA 99004-2338

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,066.00 (+1.73%)	$367,000 (+0.55%) Land $85,000 Building $282,000	$367,000 (+0.55%) Land $85,000 Building $282,000
2025	$3,997.00 (+25.85%)	$365,000 (-3.74%) Land $80,000 Building $285,000	$365,000 (-3.74%) Land $80,000 Building $285,000
2024		$379,200 (+31.35%) Land $70,000 Building $309,200	$379,200 (+31.35%) Land $70,000 Building $309,200
2023	$3,176.00 (-0.69%)	$288,700 Land $55,000 Building $233,700	$288,700 Land $55,000 Building $233,700
2022	$3,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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