Winneshiek County property record for 855 North St, Ridgeway, IA 52165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,612 sqft · built 1978 |
| Lot Size | 0.449 acres (19,550 sqft) |
| Owner | Trust Name on File |
| Last Sale | $190,000 (May 2026) |
| Tax Bill | $3,076 (2026) |
| Deeds & Mortgages | May 2026 Sale Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 091445200100 |
| Primary APN | 091445200100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,550 sqft (0.449 acres) |
| Lot Dimensions | 230 ft deep x 170 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,456 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 855 NORTH ST |
|---|---|
| City | RIDGEWAY |
| State | IA |
| Zip | 52165-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10,12,2-11 & 3-14 ALMAN'S ADDN |
| Legal Range | 10W |
| Legal Township | 98N |
| Legal Section | 14 |
| Legal Subdivision | ALMANS ADD |
| Legal Lot Number | 2-14 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4068 |
| Census Tract | 950100 |
855 North St is owner-occupied and held in a trust since May 2026.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 3, RIDGEWAY, IA 52165-0003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit CUSB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Prior Sale | Feb 13, 2013 · Amount on File |
| Deed Document Number | 20261131 |
| Deed Book / Page | 2026 / 1131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | May 21, 2026 |
| Property Address | 855 NORTH ST, RIDGEWAY, IA 52165-9789 |
| Document Number | 0000001131 |
| Book / Page | 2026 / 1131 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261131 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $30,623.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 855 NORTH ST, RIDGEWAY, IA 52165-9789 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 855 NORTH STRIDGEWAY, RIDGEWAY, IA 52165 |
| Document Number | 002026/484 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 2026/484 |
| Instrument | 2026 484 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Address | CRESCO, IA 52136 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 855 North St was $3,076 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Ridgeway City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,076.00 | $205,440 (-) Land $15,780 Building $189,660 | $205,440 (-) Land $15,780 Building $189,660 |
| 2025 | $3,076.00 (+7.18%) Homeowner's exemption | $205,440 Land $15,780 Building $189,660 | $205,440 Land $15,780 Building $189,660 |
| 2024 | $2,870.00 | ||
| 2023 | $180,970 (+15.61%) Land $15,780 Building $165,190 | $180,970 Land $15,780 Building $165,190 | |
| 2022 | $2,628.00 Homeowner's exemption | $156,540 Land $13,150 Building $143,390 | |
| 2021 | $156,540 Land $13,150 Building $143,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 855 North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 855 North St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 800 / 300 |
| Mabel Cooperative Telephone Company Fiber | 200 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
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