St. Johns County property record for 855 Morgans Treasure Rd, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 2023 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $372,900 (May 2023) |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 095601-0980 |
| Primary APN | 095601-0980 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,596 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 855 MORGANS TREASURE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-9235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 108/1-35 MORGANS COVE LOT 98 OR5764/386 |
| Legal Range | 29 |
| Legal Township | 07 |
| Legal Section | 28 |
| Legal Subdivision | MORGANS COVE |
| Legal Block | 1 |
| Legal Lot Number | 98 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21003 |
Source: St. Johns County records · APN 095601-0980
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 855 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2022 | Special Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Mar 24, 2022 · Amount on Record |
| Deed Document Number | 202340571 |
| Deed Book / Page | 5764 / 386 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 25, 2023 |
| Property Address | 855 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235 |
| Document Number | 0057640386 |
| Book / Page | 5764 / 386 |
| Map Reference | MB 108 PG 1 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023040571 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,610.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 855 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235 |
| Document Number | 0005764388 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 5764/388 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 24, 2022 |
| Property Address | 855 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235 |
| Document Number | 0055230085 |
| Book / Page | 5523 / 85 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022031397 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $23,712.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 22547, ST SIMONS ISLAND, GA 31522-8947 |
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,158 (+2.7%) | $311,239 (+3.49%) Land $70,000 Building $241,239 | |
| 2025 | $2,023.00 (+14.88%) Homeowner's exemption | $163,737 (+2.9%) | $300,757 (+3.48%) Land $70,000 Building $230,757 |
| 2024 | $1,761.00 (+71.3%) Homeowner's exemption | $159,122 (+161.93%) | $290,633 (+378.41%) Land $70,000 Building $220,633 |
| 2023 | $1,028.00 (+18.98%) | $60,750 (-9.6%) | $60,750 (-9.6%) Land $60,750 |
| 2022 | $864.00 | $67,200 | $67,200 Land $67,200 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Wildfire Risk | High above 75% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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