855 Milo St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 855 Milo St, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 728 sqft
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Nov 2025)
Tax Bill	$686 (2025)
Deeds & Mortgages	Nov 2008 Mortgage Mar 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-0009-0030-08-5`

Property Details

APN / Parcel Number

Primary APN	`03-0009-0030-08-5`
Alternative APN	`11-03-0009-0030-08-5`

Interior

Full Baths	1 Bath
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Architectural Style	Raised Ranch
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	855 MILO ST
City	BENTON HARBOR
State	MI
Zip	49022-7829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	FROM S1/4 PST SEC 9 T4S R18W RUN E 684' TH N3DEG19'W 403.6' TH N65DEG34'E 140.86' TH N65DEG34'E 99.14' TH S25DEG43'E 213.8' TO POB TH S25DEG45'E 70.5' TH W TO A POINT ON WLY LN OF PRIVATE RD THAT IS N11DEG25'W 251' FROM A POINT 884' E OF S1/4 PST SEC
Legal Range	18W
Legal Township	04S
Legal Section	09
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2000
Census Tract	2300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	855 MILO ST, BENTON HARBOR, MI 49022-7829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2008	Deed of Trust, Mortgage · FHA Mortgage METRO FINANCE
Mar 12, 2008	Deed of Trust, Mortgage · FHA Mortgage METRO FINANCE
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Nov 3, 2025	Warranty Deed, Transfer
Jan 26, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Oct 21, 2025 · Amount on Record
Deed Document Number	2025445263
Deed Book / Page	3463 / 2638
Prior Transfer Date	Jan 26, 2022
Prior Transfer Doc	03361/2877
Record Updated	Oct 29, 2026

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	855 MILO ST, BENTON HARBOR, MI 49022-7829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02863/2699
Date	Nov 4, 2008
Book Page	2863/2699

Lender

Name	METRO FINANCE
Type	Subprime Lender
Address	FARMINGTON, MI 48334

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2038

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	855 MILO ST, BENTON HARBOR, MI 49022-7829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02833/0576
Date	Mar 12, 2008
Book Page	2833/0576

Lender

Name	METRO FINANCE
Type	Subprime Lender
Address	FARMINGTON, MI 48334

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2038

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 21, 2025
Property Address	855 MILO ST, BENTON HARBOR, MI 49022-7829
Document Number	03462/2900
Book / Page	3462 / 2900
Instrument Date	Oct 15, 2025
Instrument	2025444386
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 MILO ST, BENTON HARBOR, MI 49022-7829

Mortgage

Document Number	0034622902
Date	Oct 21, 2025
Instrument	3462/2902

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 3, 2025
Property Address	855 MILO ST, BENTON HARBOR, MI 49022-7829
Document Number	03463/2638
Book / Page	3463 / 2638
Instrument Date	Oct 15, 2025
Instrument	2025445263
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 MILO ST, BENTON HARBOR, MI 49022-7829

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 26, 2022
Property Address	855 MILO ST, BENTON HARBOR, MI 49022-7829
Document Number	03361/2877
Book / Page	3361 / 2877
Instrument Date	Jan 21, 2022
Instrument	2022341621
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 MILO ST, BENTON HARBOR, MI 49022-7829

Mortgage

Document Number	0033612879
Date	Jan 26, 2022
Instrument	3361/2879

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,900 (+0.31%)	$63,800 (+0.31%)
2025	$686.00 (+3.78%) Homeowner's exemption	$31,800 (+21.37%)	$63,600 (+21.37%)
2024	$661.00 (+9.8%)
2023		$26,200	$52,400
2022	$602.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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