855 Mill Creek Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 855 Mill Creek Rd, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,464 sqft · built 2025
Lot Size0.199 acres (8,679 sqft)
Owner2 Company Names on File
Last Sale$270,000 (Sep 2025)
Tax Bill$1,731 (2025)
Deeds & MortgagesSep 2025 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN03-525-90101772

Property Details

APN / Parcel Number

Primary APN03-525-90101772
Alternative APNs
  • 3-525-90101772
  • 52590101772

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,464 sqft Living Area
Gross Area3,864 sqft
1st Floor Area1,172 sqft
Basement Area938 sqft
Finished Basement938 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area8,679 sqft (0.199 acres)
Garage TypeAttached
Garage Area400 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number52590101772
Street Address855 MILL CREEK RD
CityARNOLD
StateMD
Zip21012-1130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 44 PL 2 MAGOTHY SHORES
Legal SubdivisionMAGOTHY SHORES
Legal Block2
Legal Lot Number44
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2002
Census Tract731105

Owner

855 Mill Creek Rd is owned by a company that bought it in September 2025.

Source: Anne Arundel County records, as of September 15, 2026

Owner of Record2 Company Names on File
Mailing Address855 MILL CREEK RD, NEWPORT, NC 28570-8734
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2025 · Amount on File
Deed SaleSep 10, 2025 · Amount on File
Prior SaleJun 27, 2025 · Amount on File
Deed Book / Page41634 / 1
Prior Transfer DateMay 19, 2006
Prior Transfer Doc0178830003
Record UpdatedOct 29, 2026

September 2025: Deed, Construction Loan

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 10, 2025
Property Address855 MILL CREEK RD, ARNOLD, MD 21012-1130
Document Number0416340001
Book / Page41634 / 1
Map ReferenceMB 18 PG 46
Instrument DateJul 25, 2025
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2025

Transaction

AmountAmount on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address855 MILL CREEK RD, ARNOLD, MD 21012-1130

Mortgage

Document Number0000416347
DateSep 10, 2025
Instrument41634/7
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term371 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateAug 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.7%
IndexSOFR Average 30-Day
Max Rate11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 855 Mill Creek Rd was $1,731, down 14.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$707,267 (+344.82%)$789,100 (+396.29%) Land $234,000 Building $555,100
2025$1,731.00 (-14.05%)$159,000 Land $159,000$159,000 Land $159,000
2024$2,014.00 (+3.07%)
2023$1,954.00$179,000$184,000 Land $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 Mill Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 individual policies
Nearby Flood Policies65 units insured
incl. 34 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA5 of 31
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Mill Creek Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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