855 Mammoth Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 855 Mammoth Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,705 sqft · built 1976
Lot Size	0.965 acres (42,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2017)
Tax Bill	$7,846 (2026)
Deeds & Mortgages	Jan 2021 Refinance May 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:44 B:105 L:2`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:44 B:105 L:2`
Alternative APNs	`M:0044 B:0105 L:0002` `659014`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,705 sqft Living Area
Gross Area	7,166 sqft
1st Floor Area	1,261 sqft
Basement Area	1,261 sqft
Unfinished Basement	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	42,036 sqft (0.965 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	659014
Street Address	855 MAMMOTH RD
City	DRACUT
State	MA
Zip	01826-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	105
Legal Lot Number	2
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3011
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 MAMMOTH RD, DRACUT, MA 01826-3139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
May 27, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
May 25, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Oct 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jul 28, 2017	Quit Claim Deed, Transfer MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	May 14, 2004 · Amount on Record
Deed Book / Page	31328 / 84
Transfer Doc	0031328-84
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	855 MAMMOTH RD, DRACUT, MA 01826-3139
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035174-228
Date	Jan 11, 2021
Book Page	35174/228
Instrument	1611

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	855 MAMMOTH RD, DRACUT, MA 01826-3139
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035807-27
Date	May 27, 2021
Book Page	35807/27
Instrument	31666

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	855 MAMMOTH RD, DRACUT, MA 01826-3139
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036862-178
Date	Mar 3, 2022
Book Page	36862/178
Instrument	9868

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	855 MAMMOTH RD, DRACUT, MA 01826-3139
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037850-160
Date	May 25, 2023
Book Page	37850/160
Instrument	14554

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	855 MAMMOTH RD, DRACUT, MA 01826-3139
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039597-244
Date	Oct 17, 2025
Book Page	39597/244
Instrument	33191

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	855 MAMMOTH RD, DRACUT, MA 01826-3139
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33479-184
Date	Oct 24, 2019
Book Page	33479/184
Instrument	46404

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jul 28, 2017
Property Address	855 MAMMOTH RD, DRACUT, MA 01826-3139
Document Number	31328-84
Book / Page	31328 / 84
Instrument	32599
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 MAMMOTH RD, DRACUT, MA 01826-3139

Mortgage

Document Number	313280087
Date	Jul 28, 2017
Instrument	31328/0087

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,846.00 (+0.85%)	$811,400 (+5.54%) Land $213,800 Building $597,600	$725,040 (-)
2025	$7,780.00 (+1.57%)	$768,800 (+4.88%) Land $196,100 Building $572,700	$725,040 (+5.14%)
2024	$7,660.00 (+2.93%)	$733,000 (+14.05%) Land $186,900 Building $546,100	$689,605
2023	$7,442.00	$642,700 Land $162,600 Building $480,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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