855 Ludlow Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 855 Ludlow Ln, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1957
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Sep 2022)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-32-17B-099`

Property Details

APN / Parcel Number

Primary APN	`41-32-17B-099`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Cul-de-sac
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	855 LUDLOW LN
City	CINCINNATI
State	OH
Zip	45245-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JONES M S #1134
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3010
Census Tract	41305

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	855 LUDLOW LN, CINCINNATI, OH 45245-1803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY
Sep 16, 2022	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Dec 10, 2007 · Amount on Record
Deed Document Number	202224469
Deed Book / Page	2930 / 958
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 27, 2022
Property Address	855 LUDLOW LN, CINCINNATI, OH 45245-1803
Document Number	0000024469
Book / Page	2930 / 958
Instrument Date	Sep 23, 2022
Instrument	202200024469
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	855 LUDLOW LN, CINCINNATI, OH 45245-1803

Mortgage

Document Number	0000024470
Date	Sep 27, 2022
Instrument	202200024470

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	CLERMONT OH
Recording Date	Sep 16, 2022
Property Address	855 LUDLOW LN, CINCINNATI, OH 45245-1803
Document Number	0000023730
Book / Page	2929 / 2905
Instrument Date	Sep 16, 2022
Instrument	202200023730
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1068 CLOUGH PIKE, CINCINNATI, OH 45245-1925

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,242.00 (-49.4%)	$44,560 (-) Land $14,560 Building $30,000
2024			$127,300 (-) Land $41,600 Building $85,700
2023	$4,431.00 (+123.45%) Homeowner's exemption	$44,560 (+33.85%) Land $14,560 Building $30,000	$127,300 (+33.86%) Land $41,600 Building $85,700
2022	$1,983.00	$33,290 Land $10,890 Building $22,400
2020			$95,100 Land $31,100 Building $64,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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