855 Lovers Ln, Bainbridge, OH 45612 Property Records

Ross County property record for 855 Lovers Ln, Bainbridge, OH 45612

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2.5 ba · 5,160 sqft · built 2003
Lot Size	70.6 acres (3,079,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,500 (Aug 2025)
Tax Bill	$7,619 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2025 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`22-11-07-036.000`

Property Details

APN / Parcel Number

Primary APN	`22-11-07-036.000`
Alternative APN	`110703`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,160 sqft Gross Area
1st Floor Area	2,148 sqft
2nd Floor Area	1,212 sqft
Upper Floors Area	1,200 sqft
Flooring	Wood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	3,079,126 sqft (70.6 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	280 sqft
Balcony Area	540 sqft
Shed	1 Shed
Shed Area	420 sqft
Kennel	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	110703
Street Address	855 LOVERS LN
City	BAINBRIDGE
State	OH
Zip	45612-2506
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	855 LOVERS LANE AGR 70.687 AC 11-7-36 0260/0376
Legal Subdivision	LOVERS LANE
Jurisdiction	ROSS OH
Township / Civil Division	PAXTON
Census Block Group	3
Census Block	3004
Census Tract	956900

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 665, BAINBRIDGE, OH 45612-0665
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Aug 25, 2025	Survivorship Deed, Transfer BENSONMOTES TITLE AGENCY
Aug 20, 2025	Warranty Deed, Transfer
Nov 17, 2020	Intrafamily Transfer, Transfer · Line of Credit HOMELAND CU INC
May 28, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Deed Document Number	20255547
Deed Book / Page	585 / 2981
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	0005454517
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	855 LOVERS LN, BAINBRIDGE, OH 45612-2506
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	BENSONMOTES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 665, BAINBRIDGE, OH 45612-0665

Mortgage

Document Number	0005865396
Date	Oct 21, 2025
Book Page	586/5396
Instrument	202500007036

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	12501 LAKEFRONT PL, LOUISVILLE, KY 40299

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

August 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ROSS OH
Recording Date	Aug 25, 2025
Property Address	855 LOVERS LN, BAINBRIDGE, OH 45612-2506
Document Number	0005852981
Book / Page	585 / 2981
Instrument Date	Aug 22, 2025
Instrument	202500005547
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	BENSONMOTES TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 665, BAINBRIDGE, OH 45612-0665

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Aug 20, 2025
Property Address	855 LOVERS LN, BAINBRIDGE, OH 45612-2506
Document Number	0005852530
Book / Page	585 / 2530
Instrument Date	Aug 4, 2025
Instrument	202500005464
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 143, BOURNEVILLE, OH 45617-0143

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSS OH
Recording Date	Nov 17, 2020
Property Address	855 LOVERS LN, BAINBRIDGE, OH 45612
Document Number	0005454517
Book / Page	545 / 4517
Instrument Date	Oct 28, 2020
Instrument	202000008977
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 LOVERS LN, BAINBRIDGE, OH 45612

Mortgage

Document Number	202000008978
Date	Nov 17, 2020
Instrument	202000008978

Lender

Name	HOMELAND CU INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ROSS OH
Recording Date	May 28, 2020
Property Address	855 LOVERS LN, BAINBRIDGE, OH 45612
Document Number	0005410103
Book / Page	000541 / 000103
Instrument Date	May 12, 2020
Instrument	3672
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 LOVERS LN BAINBRIDGE OH 45612, BAINBRIDGE, OH 45612

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Paxton Township
Unified School District	Paint Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,619.00 (+3.67%)	$236,430 (+16.16%) Land $49,510 Building $186,920	$675,530 (+16.17%) Land $141,460 Building $534,070
2024	$7,349.00 (-1.86%) Homeowner's exemption Additional exemption filed	$203,530 (-16.08%) Land $36,020 Building $167,510	$581,510 (-16.08%) Land $102,910 Building $478,600
2023	$7,488.00 (+1.31%) Homeowner's exemption Additional exemption filed	$242,520 (-) Land $75,010 Building $167,510
2022	$7,391.00 Homeowner's exemption Additional exemption filed	$242,520 Land $75,010 Building $167,510	$692,910 Land $214,310 Building $478,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
Glo Fiber DSL	10 / 1

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