855 Lake Shore Ter, Interlachen, FL 32148 Property Records

Putnam County property record for 855 Lake Shore Ter, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,497 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-09-24-3250-000.0-157.0`

Property Details

APN / Parcel Number

Primary APN	`34-09-24-3250-000.0-157.0`
Alternative APN	`10575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,497 sqft Living Area
1st Floor Area	1,865 sqft
2nd Floor Area	200 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	87 ft deep x 150 ft wide
Garage Area	440 sqft
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	10575
Street Address	855 LAKE SHORE TER
City	INTERLACHEN
State	FL
Zip	32148-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDIN LAKE SHORES S/D UNIT 1
Legal Range	24E
Legal Township	09S
Legal Section	34
Legal Subdivision	GRANDIN LAKE SHORES S/D
Legal Lot Number	157
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1036
Census Tract	950201

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	855 LAKE SHORE TER, INTERLACHEN, FL 32148-4307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 21, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Recording Date	Oct 6, 2026
Property Address	855 LAKE SHORE TER, INTERLACHEN, FL 32148-4307
Document Number	0000024479
Book / Page	1890 / 1776
Instrument Date	Sep 30, 2026
Instrument	202624479
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024479,
Date	Oct 6, 2026
Book Page	1890/1776
Instrument	202624479

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 1, 2038

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Recording Date	Apr 23, 2026
Property Address	855 LAKE SHORE TER, INTERLACHEN, FL 32148-4307
Document Number	0018661589
Book / Page	1866 / 1589
Instrument Date	Apr 18, 2026
Instrument	202610236
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010236,
Date	Apr 23, 2026
Book Page	1866/1589
Instrument	202610236

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	855 LAKE SHORE TER, INTERLACHEN, FL 32148-4307
Document Number	0014690290
Book / Page	001469 / 000290
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 LAKE SHORE TER INTERLACHEN FL 321484307, INTERLACHEN, FL 32148-4307

Mortgage

Document Number	0014690290
Date	Mar 27, 2017
Book Page	001469/000290
Instrument	54005375

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2032

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,039.00 (+13.78%) Homeowner's exemption	$142,560 (+5.98%)	$272,110 (-0.33%) Land $6,850 Building $265,260
2023	$1,792.00 (+5.85%) Homeowner's exemption	$134,520 (+2.87%)	$273,010 (+16.87%) Land $6,230 Building $266,780
2022	$1,693.00 Homeowner's exemption	$130,770	$233,600 Land $4,360 Building $229,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lake Shore Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures