Osceola County property record for 855 Ladyfish Trl, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $717,700 (2026) |
| Primary APN | 29-25-31-0945-0001-2570 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,276 sqft (0.19 acres) |
|---|
| Street Address | 855 LADYFISH TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-6929 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 257 |
| Legal Subdivision | WATERS AT CENTER LAKE RANCH PHASE 1B |
| Legal Lot Number | 257 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 43700 |
Source: Osceola County records · APN 29-25-31-0945-0001-2570
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 855 LADYFISH TRL, SAINT CLOUD, FL 34771-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Deed Doc Number | 202657013 |
| Deed Book / Page | 6963 / 2381 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 855 LADYFISH TRL, SAINT CLOUD, FL 34771-6929 |
| Document Number | 0000057013 |
| Book / Page | 6963 / 2381 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.57013 |
| Record Updated | May 11, 2026 |
| Title Company | INSURED TITLE, INSPIRED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507,413.90 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 LADYFISH TRL, SAINT CLOUD, FL 34771-6929 |
| Document Number | 0000057014, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..57014 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 78% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 168 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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