855 James St, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 855 James St, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,060 sqft · built 1932
Lot Size	0.091 acres (3,988 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Oct 2020)
Tax Bill	$23,419 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554405 166.27-2-7`

Property Details

APN / Parcel Number

Primary APN	`554405 166.27-2-7`
Alternative APNs	`440516602700020070000000` `02489000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	1,143 sqft
2nd Floor Area	917 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,988 sqft (0.091 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	198 sqft
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02489000
Street Address	855 JAMES ST
City	PELHAM
State	NY
Zip	10803-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	MAP PROPERTY SECOR REALTY COMPANY
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	3
Census Block	3026
Census Tract	5500

Owner

855 James St is owned and occupied by two individuals who bought it in October 2020.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	855 JAMES ST, PELHAM, NY 10803-2621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	May 26, 2016 · Amount on File
Deed Document Number	2020602943811
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 30, 2020
Property Address	855 JAMES ST, PELHAM, NY 10803-2621
Document Number	0602943811
Book / Page	060294 / 003811
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	355 OLD TARRYTOWN RD #512 WHITE PLAINS NY 106035622, 512, WHITE PLAINS, NY 10603-5622

Mortgage

Document Number	603033143
Date	Oct 30, 2020
Book Page	060303/003143

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 855 James St was $23,419, down 23.7% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Manor Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,419.00 (-23.69%)
2025	$30,689.00	$938,000 (+3.99%) Land $224,000 Building $714,000	$938,000 (+3.99%) Land $224,000 Building $714,000
2024		$902,000 (+5.01%) Land $224,000 Building $678,000	$902,000 (+5.01%) Land $224,000 Building $678,000
2023		$859,000 Land $149,500 Building $709,500	$859,000 Land $149,500 Building $709,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 James St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	30 (1979–2023)
Claims Outside the SFHA	12 of 30
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Sandy, Oct 2012 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 855 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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